Category:

Birthday

Birthday Cake Ideas
Top 20 Fairy Birthday Cakes

by admin December 29, 2019

by admin December 29, 2019

Top 20 Fairy Birthday Cakes .Parents can now quickly order animation cakes for birthday quickly with the…
Birthday Invitation Ideas
25 Best Ideas Minnie Mouse Birthday Invitations Printable

by admin December 28, 2019

by admin December 28, 2019

25 Best Ideas Minnie Mouse Birthday Invitations Printable . Before the special day, strategy in advance and…
Birthday Gift Ideas
The top 20 Ideas About Kid Birthday Return Gift Ideas

by admin December 28, 2019

by admin December 28, 2019

The top 20 Ideas About Kid Birthday Return Gift Ideas .If you’re just after a unique birthday…
Birthday Cake Ideas
20 Best Ideas Birthday Cakes Denver

by admin December 27, 2019

by admin December 27, 2019

20 Best Ideas Birthday Cakes Denver .Commemorate a winter birthday with this warm spiced cake, loaded with…
Birthday Party Ideas
The Best Ideas for Creative Birthday Party Ideas for Adults

by admin December 27, 2019

by admin December 27, 2019

The Best Ideas for Creative Birthday Party Ideas for Adults . Our Celebrity or Super Celebrity party…
Birthday Cake Ideas
20 Ideas for Female Birthday Cakes

by admin December 25, 2019

by admin December 25, 2019

20 Ideas for Female Birthday Cakes .Commemorate a winter season birthday with this warm spiced cake, packed…
Birthday Gift Ideas
The 20 Best Ideas for Fast Birthday Gift Ideas

by admin December 24, 2019

by admin December 24, 2019

The 20 Best Ideas for Fast Birthday Gift Ideas . So, if oneself are relocating for the…
Birthday Invitation Ideas
The Best Ideas for Masquerade Birthday Invitations

by admin December 23, 2019

by admin December 23, 2019

The Best Ideas for Masquerade Birthday Invitations . There are so many various methods to commemorate your…
Birthday Gift Ideas
20 Ideas for 30 Yr Old Birthday Gift Ideas

by admin December 23, 2019

by admin December 23, 2019

20 Ideas for 30 Yr Old Birthday Gift Ideas . Make a decision versus our wide wide…
Birthday Gift Ideas
Best 20 20th Birthday Gift Ideas for Her

by admin December 20, 2019

by admin December 20, 2019

Best 20 20th Birthday Gift Ideas for Her . Pick out from our broad amount of imaginative…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?