Category:

Birthday

Birthday Party Ideas
The top 21 Ideas About 25th Birthday Party Ideas for Her

by admin March 15, 2020

by admin March 15, 2020

The top 21 Ideas About 25th Birthday Party Ideas for Her . For the youngest amongst us,…
Birthday Decoration Ideas
23 Best Ideas Birthday Wall Decorations

by admin March 14, 2020

by admin March 14, 2020

23 Best Ideas Birthday Wall Decorations . That’s why Celebration City provides a substantial choice of birthday…
Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes for Dad

by admin March 11, 2020

by admin March 11, 2020

The top 25 Ideas About Happy Birthday Wishes for Dad . Birthdays are among the most renowned…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes to Grandson

by admin March 11, 2020

by admin March 11, 2020

The top 25 Ideas About Birthday Wishes to Grandson . I am grateful that you belong of…
Birthday Quote Ideas
The top 35 Ideas About Quotes About Happy Birthday

by admin March 10, 2020

by admin March 10, 2020

The top 35 Ideas About Quotes About Happy Birthday . These birthday quotes are an excellent location…
Birthday Wishes Ideas
25 Best Ideas Funny Wishes for Birthday

by admin March 9, 2020

by admin March 9, 2020

25 Best Ideas Funny Wishes for Birthday . All the best on your birthday! Delighted birthday celebration…
Birthday Decoration Ideas
Top 23 Party City Birthday Decorations

by admin March 8, 2020

by admin March 8, 2020

Top 23 Party City Birthday Decorations . Host the Ultimate Celebration with Themed Birthday Celebration Celebration SuppliesBirthday…
Birthday Invitation Ideas
25 Of the Best Ideas for 75th Birthday Invitations

by admin March 8, 2020

by admin March 8, 2020

25 Of the Best Ideas for 75th Birthday Invitations . Whether you’re intending a birthday celebration event…
Birthday Gift Ideas
20 Best Creative 30th Birthday Gift Ideas for Her

by admin March 8, 2020

by admin March 8, 2020

20 Best Creative 30th Birthday Gift Ideas for Her . So, listed here at a single destination,…
Birthday Wishes Ideas
Best 25 Funny Birthday Wishes to Sister

by admin March 7, 2020

by admin March 7, 2020

Best 25 Funny Birthday Wishes to Sister . All the ideal on your birthday! Happy birthday buddy!…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?