Category:

Birthday

Birthday Decoration Ideas
Best 23 Party City Girl Birthday Decorations

by admin February 11, 2020

by admin February 11, 2020

Best 23 Party City Girl Birthday Decorations . When it comes to birthday celebrations, you do not…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes Coworker

by admin February 11, 2020

by admin February 11, 2020

The top 25 Ideas About Birthday Wishes Coworker . Birthday celebrations are among the most well known…
Birthday Wishes Ideas
Top 25 Birthday Wishes to Your Boyfriend

by admin February 10, 2020

by admin February 10, 2020

Top 25 Birthday Wishes to Your Boyfriend . I am happy that you belong of my life.…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for 8 Yr Old Girl

by admin February 9, 2020

by admin February 9, 2020

Best 20 Birthday Gift Ideas for 8 Yr Old Girl . So, right here at one particular…
Birthday Invitation Ideas
The Best Ideas for Minnie Mouse Custom Birthday Invitations

by admin February 8, 2020

by admin February 8, 2020

The Best Ideas for Minnie Mouse Custom Birthday Invitations .If you’re intending a special birthday for your…
Birthday Decoration Ideas
The Best Nautical Birthday Decorations

by admin February 8, 2020

by admin February 8, 2020

The Best Nautical Birthday Decorations . That’s why Party City offers a substantial option of birthday celebration…
Birthday Gift Ideas
The top 20 Ideas About 3 Yr Old Birthday Gift Ideas

by admin February 7, 2020

by admin February 7, 2020

The top 20 Ideas About 3 Yr Old Birthday Gift Ideas .If you’re just after a unique…
Birthday Quote Ideas
Top 35 Grandpa Birthday Quotes

by admin February 7, 2020

by admin February 7, 2020

Top 35 Grandpa Birthday Quotes .Sending birthday celebration introductions has actually ended up being a needed custom…
Birthday Card Ideas
The 22 Best Ideas for Sprout Birthday Cards

by admin February 6, 2020

by admin February 6, 2020

The 22 Best Ideas for Sprout Birthday Cards . A homemade birthday card means that you really…
Birthday Invitation Ideas
25 Best Ideas Snow White Birthday Invitations

by admin February 6, 2020

by admin February 6, 2020

25 Best Ideas Snow White Birthday Invitations .If you’re intending a special birthday for your kid, one-of-a-kind…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?