Category:

Birthday

Birthday Cake Ideas
The 20 Best Ideas for Birthday Cake topper

by admin January 5, 2020

by admin January 5, 2020

The 20 Best Ideas for Birthday Cake topper .Celebrate a winter season birthday with this warm spiced…
Funny Birthday Ideas
21 Best Funny Sexy Birthday Cards

by admin January 4, 2020

by admin January 4, 2020

21 Best Funny Sexy Birthday Cards . When an absurd Characteristic birthday celebration card just won’t do,…
Birthday Decoration Ideas
23 Best Tinkerbell Birthday Decorations

by admin January 4, 2020

by admin January 4, 2020

23 Best Tinkerbell Birthday Decorations . Balloons can be one of the most inexpensive and also straightforward…
Birthday Quote Ideas
The top 35 Ideas About Husband Birthday Quotes From Wife

by admin January 2, 2020

by admin January 2, 2020

The top 35 Ideas About Husband Birthday Quotes From Wife . Birthday quotes are likewise at times…
Birthday Gift Ideas
20 Best Ideas 13 Year Old Girl Birthday Gift Ideas

by admin January 1, 2020

by admin January 1, 2020

20 Best Ideas 13 Year Old Girl Birthday Gift Ideas .If you’re when a one of a…
Birthday Gift Ideas
Top 20 Gift Ideas for 60th Birthday Man

by admin January 1, 2020

by admin January 1, 2020

Top 20 Gift Ideas for 60th Birthday Man . So, here at 1 Area, oneself can choose…
Birthday Decoration Ideas
Best 23 Peppa Pig Birthday Party Decorations

by admin January 1, 2020

by admin January 1, 2020

Best 23 Peppa Pig Birthday Party Decorations .Ladies’ Birthday Celebration Supplies Choose from 70+ birthday celebration patterns…
Birthday Party Ideas
21 Best Ideas Kindergarten Birthday Party Ideas

by admin December 31, 2019

by admin December 31, 2019

21 Best Ideas Kindergarten Birthday Party Ideas .First Birthday Ideas >> Barnyard First Birthday Celebration Party Ideas…
Birthday Decoration Ideas
23 Ideas for Doc Mcstuffins Birthday Party Decorations

by admin December 31, 2019

by admin December 31, 2019

23 Ideas for Doc Mcstuffins Birthday Party Decorations . When it comes to birthday celebrations, you don’t…
Birthday Decoration Ideas
23 Ideas for Black and White Birthday Party Decorations

by admin December 29, 2019

by admin December 29, 2019

23 Ideas for Black and White Birthday Party Decorations . Balloons can be one of one of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?