Category:

Birthday

Birthday Party Ideas
21 Best Ideas Kindergarten Birthday Party Ideas

by admin December 31, 2019

by admin December 31, 2019

21 Best Ideas Kindergarten Birthday Party Ideas .First Birthday Ideas >> Barnyard First Birthday Celebration Party Ideas…
Birthday Decoration Ideas
23 Ideas for Doc Mcstuffins Birthday Party Decorations

by admin December 31, 2019

by admin December 31, 2019

23 Ideas for Doc Mcstuffins Birthday Party Decorations . When it comes to birthday celebrations, you don’t…
Birthday Decoration Ideas
23 Ideas for Black and White Birthday Party Decorations

by admin December 29, 2019

by admin December 29, 2019

23 Ideas for Black and White Birthday Party Decorations . Balloons can be one of one of…
Birthday Cake Ideas
Top 20 Fairy Birthday Cakes

by admin December 29, 2019

by admin December 29, 2019

Top 20 Fairy Birthday Cakes .Parents can now quickly order animation cakes for birthday quickly with the…
Birthday Invitation Ideas
25 Best Ideas Minnie Mouse Birthday Invitations Printable

by admin December 28, 2019

by admin December 28, 2019

25 Best Ideas Minnie Mouse Birthday Invitations Printable . Before the special day, strategy in advance and…
Birthday Gift Ideas
The top 20 Ideas About Kid Birthday Return Gift Ideas

by admin December 28, 2019

by admin December 28, 2019

The top 20 Ideas About Kid Birthday Return Gift Ideas .If you’re just after a unique birthday…
Birthday Cake Ideas
20 Best Ideas Birthday Cakes Denver

by admin December 27, 2019

by admin December 27, 2019

20 Best Ideas Birthday Cakes Denver .Commemorate a winter birthday with this warm spiced cake, loaded with…
Birthday Party Ideas
The Best Ideas for Creative Birthday Party Ideas for Adults

by admin December 27, 2019

by admin December 27, 2019

The Best Ideas for Creative Birthday Party Ideas for Adults . Our Celebrity or Super Celebrity party…
Birthday Cake Ideas
20 Ideas for Female Birthday Cakes

by admin December 25, 2019

by admin December 25, 2019

20 Ideas for Female Birthday Cakes .Commemorate a winter season birthday with this warm spiced cake, packed…
Birthday Gift Ideas
The 20 Best Ideas for Fast Birthday Gift Ideas

by admin December 24, 2019

by admin December 24, 2019

The 20 Best Ideas for Fast Birthday Gift Ideas . So, if oneself are relocating for the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?