Category:

Birthday

Birthday Card Ideas
Top 22 Blank Birthday Cards

by admin September 3, 2020

by admin September 3, 2020

Top 22 Blank Birthday Cards . Make your birthday welcoming attract attention when you create a tailored…
Birthday Decoration Ideas
Best 23 40th Birthday Decorations for Men

by admin September 2, 2020

by admin September 2, 2020

Best 23 40th Birthday Decorations for Men . When it comes to birthdays, you don’t always want…
Birthday Gift Ideas
Top 20 18th Birthday Gift Ideas for Daughter

by admin September 1, 2020

by admin September 1, 2020

Top 20 18th Birthday Gift Ideas for Daughter .If you’re following a distinctive birthday gift, then you’ve…
Funny Birthday Ideas
21 Of the Best Ideas for Funny Happy Birthday Wish

by admin August 29, 2020

by admin August 29, 2020

21 Of the Best Ideas for Funny Happy Birthday Wish . Welcome to our collection of funny…
Birthday Quote Ideas
35 Best Ideas Shakespeare Birthday Quotes

by admin August 28, 2020

by admin August 28, 2020

35 Best Ideas Shakespeare Birthday Quotes . Birthday celebration quotes are additionally at times funny birthday celebration…
Birthday Gift Ideas
Top 20 100 Year Old Birthday Gift Ideas

by admin August 25, 2020

by admin August 25, 2020

Top 20 100 Year Old Birthday Gift Ideas .If you’re soon after a exceptional birthday gift, then…
Birthday Wishes Ideas
The Best Thank You All for My Birthday Wishes

by admin August 23, 2020

by admin August 23, 2020

The Best Thank You All for My Birthday Wishes .Sending birthday introductions has actually come to be…
Birthday Decoration Ideas
The 23 Best Ideas for Thomas the Train Birthday Decorations

by admin August 18, 2020

by admin August 18, 2020

The 23 Best Ideas for Thomas the Train Birthday Decorations . That’s why Event City provides a…
Birthday Decoration Ideas
The Best Ideas for Elsa Birthday Decorations

by admin August 5, 2020

by admin August 5, 2020

The Best Ideas for Elsa Birthday Decorations . When it pertains to birthday celebrations, you do not…
Birthday Decoration Ideas
23 Best Dr Seuss Birthday Decoration Ideas

by admin July 13, 2020

by admin July 13, 2020

23 Best Dr Seuss Birthday Decoration Ideas . Host the Ultimate Bash with Themed Birthday Celebration SuppliesBirthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?