Category:

Birthday

Birthday Cake Ideas
Top 20 Wild Kratts Birthday Cake

by admin July 3, 2020

by admin July 3, 2020

Top 20 Wild Kratts Birthday Cake .Birthday celebrations are incomplete without Cakes! The technique of cutting a…
Birthday Invitation Ideas
The Best Gymnastics Birthday Invitations

by admin July 1, 2020

by admin July 1, 2020

The Best Gymnastics Birthday Invitations . Whether you’re preparing a birthday celebration celebration for your little one…
Birthday Cake Ideas
Best 20 Baseball Birthday Cake

by admin June 28, 2020

by admin June 28, 2020

Best 20 Baseball Birthday Cake .Birthdays are insufficient without Cakes! The practice of cutting a cake on…
Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 50 Year Old Man

by admin June 17, 2020

by admin June 17, 2020

20 Best Ideas Birthday Gift Ideas for 50 Year Old Man . So, if you are moving…
Birthday Decoration Ideas
23 Best Ideas Birthday Cubicle Decorating Ideas

by admin June 5, 2020

by admin June 5, 2020

23 Best Ideas Birthday Cubicle Decorating Ideas . Balloons can be one of the most cost-effective and…
Birthday Gift Ideas
20 Of the Best Ideas for 18th Birthday Gift Ideas for son

by admin June 4, 2020

by admin June 4, 2020

20 Of the Best Ideas for 18th Birthday Gift Ideas for son . So, if yourself are…
Birthday Card Ideas
22 Of the Best Ideas for Happy Birthday Cards Funny

by admin May 20, 2020

by admin May 20, 2020

22 Of the Best Ideas for Happy Birthday Cards Funny .Bulge birthday cards do not have to…
Birthday Party Ideas
The Best Ideas for Birthday Party Ideas Okc

by admin May 17, 2020

by admin May 17, 2020

The Best Ideas for Birthday Party Ideas Okc . Our Star or Super Celebrity party plans are…
Birthday Cake Ideas
20 Ideas for Teen Girl Birthday Cakes

by admin May 14, 2020

by admin May 14, 2020

20 Ideas for Teen Girl Birthday Cakes .Honestly, just looking at this chocolate cheesecake is making me…
Birthday Party Ideas
The Best Ideas for 50th Birthday Party Invitation Ideas

by admin April 26, 2020

by admin April 26, 2020

The Best Ideas for 50th Birthday Party Invitation Ideas . For the youngest among us, birthday celebration…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?