Category:

Birthday

Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 70 Year Old Man

by admin February 21, 2020

by admin February 21, 2020

20 Of the Best Ideas for Birthday Gift Ideas for 70 Year Old Man . Acquire from…
Birthday Wishes Ideas
25 Best Ideas Birthday Wishes for Brother In Law

by admin February 20, 2020

by admin February 20, 2020

25 Best Ideas Birthday Wishes for Brother In Law . I am grateful that you are a…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes to Girlfriend

by admin February 19, 2020

by admin February 19, 2020

25 Ideas for Birthday Wishes to Girlfriend . Birthday celebrations are among the most well known occasions…
Birthday Invitation Ideas
The Best Ideas for Invitation Cards for Birthday Party

by admin February 16, 2020

by admin February 16, 2020

The Best Ideas for Invitation Cards for Birthday Party .If you’re preparing a special birthday celebration for…
Birthday Gift Ideas
20 Best 30th Birthday Gift Ideas for Daughter

by admin February 14, 2020

by admin February 14, 2020

20 Best 30th Birthday Gift Ideas for Daughter . So, if oneself are relocating throughout that problem…
Birthday Decoration Ideas
Best 23 Party City Girl Birthday Decorations

by admin February 11, 2020

by admin February 11, 2020

Best 23 Party City Girl Birthday Decorations . When it comes to birthday celebrations, you do not…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes Coworker

by admin February 11, 2020

by admin February 11, 2020

The top 25 Ideas About Birthday Wishes Coworker . Birthday celebrations are among the most well known…
Birthday Wishes Ideas
Top 25 Birthday Wishes to Your Boyfriend

by admin February 10, 2020

by admin February 10, 2020

Top 25 Birthday Wishes to Your Boyfriend . I am happy that you belong of my life.…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for 8 Yr Old Girl

by admin February 9, 2020

by admin February 9, 2020

Best 20 Birthday Gift Ideas for 8 Yr Old Girl . So, right here at one particular…
Birthday Invitation Ideas
The Best Ideas for Minnie Mouse Custom Birthday Invitations

by admin February 8, 2020

by admin February 8, 2020

The Best Ideas for Minnie Mouse Custom Birthday Invitations .If you’re intending a special birthday for your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?