Category:

Birthday

Birthday Invitation Ideas
25 Ideas for Construction Birthday Invitation

by admin December 15, 2020

by admin December 15, 2020

25 Ideas for Construction Birthday Invitation . There are so many different ways to celebrate your birthday.…
Birthday Card Ideas
22 Of the Best Ideas for Mobile Birthday Cards

by admin December 11, 2020

by admin December 11, 2020

22 Of the Best Ideas for Mobile Birthday Cards .Pop out birthday celebration cards do not need…
Birthday Invitation Ideas
The 25 Best Ideas for 40th Birthday Party Invitations

by admin December 9, 2020

by admin December 9, 2020

The 25 Best Ideas for 40th Birthday Party Invitations . Whether you’re planning a birthday event for…
Birthday Gift Ideas
20 Of the Best Ideas for Cute Birthday Gift Ideas for Friend

by admin December 6, 2020

by admin December 6, 2020

20 Of the Best Ideas for Cute Birthday Gift Ideas for Friend . Birthday Gifts If you’re…
Birthday Gift Ideas
The top 20 Ideas About Gift Ideas for Grandma Birthday

by admin December 5, 2020

by admin December 5, 2020

The top 20 Ideas About Gift Ideas for Grandma Birthday . So, right here at just one…
Birthday Wishes Ideas
Top 25 Birthday Wishes Boyfriend

by admin December 2, 2020

by admin December 2, 2020

Top 25 Birthday Wishes Boyfriend . I am happy that you are a part of my life.…
Birthday Gift Ideas
The Best Ideas for 1 Year Girl Birthday Gift Ideas

by admin November 28, 2020

by admin November 28, 2020

The Best Ideas for 1 Year Girl Birthday Gift Ideas . So, right here at just one…
Birthday Invitation Ideas
25 Of the Best Ideas for Funny 40th Birthday Invitations

by admin November 20, 2020

by admin November 20, 2020

25 Of the Best Ideas for Funny 40th Birthday Invitations . There are numerous different means to…
Birthday Gift Ideas
Top 20 75th Birthday Gift Ideas for Mom

by admin November 13, 2020

by admin November 13, 2020

Top 20 75th Birthday Gift Ideas for Mom . So, if your self are moving during that…
Birthday Card Ideas
The top 22 Ideas About Dancing Birthday Card

by admin November 9, 2020

by admin November 9, 2020

The top 22 Ideas About Dancing Birthday Card . A homemade birthday celebration card suggests that you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?