Category:

Birthday

Birthday Party Ideas
The top 21 Ideas About 30th Birthday Party Ideas for Men

by admin January 30, 2020

by admin January 30, 2020

The top 21 Ideas About 30th Birthday Party Ideas for Men .1st Birthday Ideas >> Barnyard First…
Birthday Gift Ideas
The Best Ideas for Birthday Gift Card Ideas for Her

by admin January 28, 2020

by admin January 28, 2020

The Best Ideas for Birthday Gift Card Ideas for Her . Opt for versus our large amount…
Birthday Decoration Ideas
The Best forty Birthday Decorations

by admin January 28, 2020

by admin January 28, 2020

The Best forty Birthday Decorations .Women’ Birthday Celebration Materials Choose from 70+ birthday patterns for ladies, including…
Birthday Gift Ideas
Top 20 Candy Birthday Gift Ideas

by admin January 24, 2020

by admin January 24, 2020

Top 20 Candy Birthday Gift Ideas . So, if you are likely during that trouble of what…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Quotes for Boyfriend

by admin January 24, 2020

by admin January 24, 2020

35 Best Ideas Happy Birthday Quotes for Boyfriend .Sending birthday celebration introductions has become a needed custom…
Funny Birthday Ideas
The top 21 Ideas About Funny Free Printable Birthday Cards

by admin January 23, 2020

by admin January 23, 2020

The top 21 Ideas About Funny Free Printable Birthday Cards .Birthday celebration is a possibility to make…
Birthday Cake Ideas
Top 20 16th Birthday Cake Ideas

by admin January 22, 2020

by admin January 22, 2020

Top 20 16th Birthday Cake Ideas .Parents can now quickly order cartoon cakes for birthday rapidly with…
Birthday Invitation Ideas
25 Of the Best Ideas for 2 Year Old Birthday Invitations

by admin January 22, 2020

by admin January 22, 2020

25 Of the Best Ideas for 2 Year Old Birthday Invitations . Prior to the wedding day,…
Birthday Invitation Ideas
25 Best Ideas First Birthday Quotes for Invitations

by admin January 22, 2020

by admin January 22, 2020

25 Best Ideas First Birthday Quotes for Invitations . Before the big day, strategy in advance and…
Birthday Gift Ideas
The Best Gift Ideas for 50th Birthday Woman

by admin January 21, 2020

by admin January 21, 2020

The Best Gift Ideas for 50th Birthday Woman . So, if you are shifting all through that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?