Category:

Birthday

Birthday Card Ideas
The Best Ideas for Walmart Birthday Cards

by admin October 5, 2020

by admin October 5, 2020

The Best Ideas for Walmart Birthday Cards .Bulge birthday celebration cards don’t have to consist of a…
Birthday Gift Ideas
The Best 95th Birthday Gift Ideas

by admin September 25, 2020

by admin September 25, 2020

The Best 95th Birthday Gift Ideas . So, if your self are transferring through that trouble of…
Birthday Gift Ideas
The Best 25th Birthday Gift Ideas for Girlfriend

by admin September 24, 2020

by admin September 24, 2020

The Best 25th Birthday Gift Ideas for Girlfriend . Birthday Gifts If you’re at the time a…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for 6 Year Old Girl

by admin September 24, 2020

by admin September 24, 2020

Best 20 Birthday Gift Ideas for 6 Year Old Girl . So, listed here at 1 Space,…
Birthday Decoration Ideas
23 Best Minnie Mouse Birthday Decor

by admin September 23, 2020

by admin September 23, 2020

23 Best Minnie Mouse Birthday Decor .Ladies’ Birthday Celebration Products Pick from 70+ birthday patterns for ladies,…
Birthday Decoration Ideas
Best 23 21st Birthday Decorations for Her

by admin September 6, 2020

by admin September 6, 2020

Best 23 21st Birthday Decorations for Her . Balloons can be one of the most cost-effective as…
Birthday Gift Ideas
Best 20 Ladies Birthday Gift Ideas

by admin September 4, 2020

by admin September 4, 2020

Best 20 Ladies Birthday Gift Ideas .If you’re the moment a exclusive birthday reward, then you’ve occur…
Birthday Card Ideas
Top 22 Blank Birthday Cards

by admin September 3, 2020

by admin September 3, 2020

Top 22 Blank Birthday Cards . Make your birthday welcoming attract attention when you create a tailored…
Birthday Decoration Ideas
Best 23 40th Birthday Decorations for Men

by admin September 2, 2020

by admin September 2, 2020

Best 23 40th Birthday Decorations for Men . When it comes to birthdays, you don’t always want…
Birthday Gift Ideas
Top 20 18th Birthday Gift Ideas for Daughter

by admin September 1, 2020

by admin September 1, 2020

Top 20 18th Birthday Gift Ideas for Daughter .If you’re following a distinctive birthday gift, then you’ve…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?