Category:

Birthday

Birthday Decoration Ideas
23 Best Ideas 75 Birthday Decorations

by admin April 12, 2021

by admin April 12, 2021

23 Best Ideas 75 Birthday Decorations . When it comes to birthday celebrations, you don’t always want…
Birthday Wishes Ideas
25 Ideas for 10th Birthday Wishes

by admin April 12, 2021

by admin April 12, 2021

25 Ideas for 10th Birthday Wishes . Birthday celebrations are amongst the most well known occasions of…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes for A Little Girl

by admin April 5, 2021

by admin April 5, 2021

The 25 Best Ideas for Birthday Wishes for A Little Girl .Sending birthday introductions has actually ended…
Birthday Party Ideas
The 21 Best Ideas for Streamer Decoration Ideas for Birthday Party

by admin March 31, 2021

by admin March 31, 2021

The 21 Best Ideas for Streamer Decoration Ideas for Birthday Party .1st Birthday Celebration Ideas >> Barnyard…
Birthday Gift Ideas
The 20 Best Ideas for 15th Birthday Gift Ideas Girl

by admin March 26, 2021

by admin March 26, 2021

The 20 Best Ideas for 15th Birthday Gift Ideas Girl . So, if you are relocating in…
Birthday Card Ideas
22 Best Ideas Things to Say In A Birthday Card

by admin March 24, 2021

by admin March 24, 2021

22 Best Ideas Things to Say In A Birthday Card . Peruse these homemade birthday card concepts…
Birthday Gift Ideas
Top 20 Gift Ideas 50th Birthday Woman

by admin March 20, 2021

by admin March 20, 2021

Top 20 Gift Ideas 50th Birthday Woman .If you’re once a one of a kind birthday present,…
Birthday Card Ideas
22 Best Ideas Happy Belated Birthday Cards

by admin February 28, 2021

by admin February 28, 2021

22 Best Ideas Happy Belated Birthday Cards . Peruse these homemade birthday card concepts to obtain inspired.…
Birthday Party Ideas
The Best Ideas for Escape Room Birthday Party Ideas

by admin February 21, 2021

by admin February 21, 2021

The Best Ideas for Escape Room Birthday Party Ideas . For the youngest amongst us, birthday celebration…
Birthday Gift Ideas
20 Of the Best Ideas for 50th Birthday Gift Ideas for Dad

by admin February 15, 2021

by admin February 15, 2021

20 Of the Best Ideas for 50th Birthday Gift Ideas for Dad . Birthday Gifts If you’re…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?