Category:

Birthday

Birthday Quote Ideas
Top 35 Husband Birthday Quotes

by admin October 23, 2020

by admin October 23, 2020

Top 35 Husband Birthday Quotes . Birthday celebration quotes are also at times amusing birthday desires. We…
Birthday Gift Ideas
The Best 7 Yr Old Boy Birthday Gift Ideas

by admin October 22, 2020

by admin October 22, 2020

The Best 7 Yr Old Boy Birthday Gift Ideas .If you’re when a exceptional birthday present, then…
Birthday Decoration Ideas
23 Of the Best Ideas for Birthday Decorations

by admin October 19, 2020

by admin October 19, 2020

23 Of the Best Ideas for Birthday Decorations . When it involves birthday celebrations, you don’t constantly…
Birthday Wishes Ideas
25 Best Funny 30th Birthday Wishes

by admin October 15, 2020

by admin October 15, 2020

25 Best Funny 30th Birthday Wishes . Birthday celebrations are amongst the most celebrated occasions of our…
Birthday Party Ideas
21 Ideas for First Birthday Party Favors Ideas

by admin October 14, 2020

by admin October 14, 2020

21 Ideas for First Birthday Party Favors Ideas .1st Birthday Celebration Ideas >> Barnyard First Birthday Celebration…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for A Girl

by admin October 13, 2020

by admin October 13, 2020

20 Best Birthday Gift Ideas for A Girl . So, if yourself are moving during that issue…
Birthday Gift Ideas
Best 20 90th Birthday Gift Ideas Female

by admin October 6, 2020

by admin October 6, 2020

Best 20 90th Birthday Gift Ideas Female . Determine towards our vast assortment of resourceful reward Options…
Birthday Card Ideas
The Best Ideas for Walmart Birthday Cards

by admin October 5, 2020

by admin October 5, 2020

The Best Ideas for Walmart Birthday Cards .Bulge birthday celebration cards don’t have to consist of a…
Birthday Gift Ideas
The Best 95th Birthday Gift Ideas

by admin September 25, 2020

by admin September 25, 2020

The Best 95th Birthday Gift Ideas . So, if your self are transferring through that trouble of…
Birthday Gift Ideas
The Best 25th Birthday Gift Ideas for Girlfriend

by admin September 24, 2020

by admin September 24, 2020

The Best 25th Birthday Gift Ideas for Girlfriend . Birthday Gifts If you’re at the time a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?