Category:

Birthday

Birthday Decoration Ideas
23 Best Ideas Milestone Birthday Decorations

by admin August 2, 2021

by admin August 2, 2021

23 Best Ideas Milestone Birthday Decorations . When it concerns birthday celebrations, you do not always wish…
Birthday Party Ideas
The Best Panda Birthday Party Ideas

by admin July 31, 2021

by admin July 31, 2021

The Best Panda Birthday Party Ideas .First Birthday Celebration Ideas >> Barnyard First Birthday Party Ideas Put…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 16 Year Old Girl

by admin July 29, 2021

by admin July 29, 2021

20 Best Birthday Gift Ideas for 16 Year Old Girl .If you’re soon after a unique birthday…
Birthday Invitation Ideas
25 Best Ideas Birthday Invitations for Kids

by admin July 13, 2021

by admin July 13, 2021

25 Best Ideas Birthday Invitations for Kids .If you’re intending a special birthday for your youngster, distinct…
Birthday Gift Ideas
The 20 Best Ideas for 5 Year Old Little Girl Birthday Gift Ideas

by admin July 11, 2021

by admin July 11, 2021

The 20 Best Ideas for 5 Year Old Little Girl Birthday Gift Ideas . So, listed here…
Birthday Quote Ideas
Best 35 Happy Late Birthday Quotes

by admin July 10, 2021

by admin July 10, 2021

Best 35 Happy Late Birthday Quotes . These birthday quotes are a fantastic area to start, however…
Birthday Quote Ideas
Best 35 Birthday Quotes for A Daughter

by admin July 3, 2021

by admin July 3, 2021

Best 35 Birthday Quotes for A Daughter .Sending out birthday greetings has actually become a required tradition…
Funny Birthday Ideas
21 Of the Best Ideas for Free Printable Birthday Cards Funny

by admin June 29, 2021

by admin June 29, 2021

21 Of the Best Ideas for Free Printable Birthday Cards Funny .Birthday is an opportunity to make…
Birthday Party Ideas
Top 21 Mickey Mouse Party Ideas for 1st Birthday

by admin June 26, 2021

by admin June 26, 2021

Top 21 Mickey Mouse Party Ideas for 1st Birthday . For the youngest among us, birthday events…
Birthday Gift Ideas
The Best Gift Ideas Birthday

by admin June 23, 2021

by admin June 23, 2021

The Best Gift Ideas Birthday . So, if yourself are shifting all through that dilemma of what…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?