Category:

Birthday

Birthday Gift Ideas
The Best Ideas for 1 Year Girl Birthday Gift Ideas

by admin November 28, 2020

by admin November 28, 2020

The Best Ideas for 1 Year Girl Birthday Gift Ideas . So, right here at just one…
Birthday Invitation Ideas
25 Of the Best Ideas for Funny 40th Birthday Invitations

by admin November 20, 2020

by admin November 20, 2020

25 Of the Best Ideas for Funny 40th Birthday Invitations . There are numerous different means to…
Birthday Gift Ideas
Top 20 75th Birthday Gift Ideas for Mom

by admin November 13, 2020

by admin November 13, 2020

Top 20 75th Birthday Gift Ideas for Mom . So, if your self are moving during that…
Birthday Card Ideas
The top 22 Ideas About Dancing Birthday Card

by admin November 9, 2020

by admin November 9, 2020

The top 22 Ideas About Dancing Birthday Card . A homemade birthday celebration card suggests that you…
Birthday Invitation Ideas
Best 25 1st Birthday Princess Invitations

by admin November 7, 2020

by admin November 7, 2020

Best 25 1st Birthday Princess Invitations . Prior to the wedding day, strategy ahead as well as…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 3 Yr Old Girl

by admin November 1, 2020

by admin November 1, 2020

20 Ideas for Birthday Gift Ideas for 3 Yr Old Girl . Birthday Gifts If you’re just…
Birthday Decoration Ideas
23 Of the Best Ideas for First Birthday Cake Decorating Ideas

by admin October 31, 2020

by admin October 31, 2020

23 Of the Best Ideas for First Birthday Cake Decorating Ideas . That’s why Event City uses…
Birthday Gift Ideas
The 20 Best Ideas for 2nd Birthday Gift Ideas

by admin October 29, 2020

by admin October 29, 2020

The 20 Best Ideas for 2nd Birthday Gift Ideas .If you’re after a exclusive birthday reward, then…
Birthday Card Ideas
The Best Jumbo Birthday Cards

by admin October 29, 2020

by admin October 29, 2020

The Best Jumbo Birthday Cards .Bulge birthday celebration cards don’t need to include a bundle of balloons.…
Birthday Quote Ideas
Top 35 Husband Birthday Quotes

by admin October 23, 2020

by admin October 23, 2020

Top 35 Husband Birthday Quotes . Birthday celebration quotes are also at times amusing birthday desires. We…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?