Category:

Birthday

Birthday Decoration Ideas
The Best Elegant Birthday Decorations

by admin November 5, 2021

by admin November 5, 2021

The Best Elegant Birthday Decorations . When it concerns birthdays, you do not constantly want to spend…
Birthday Card Ideas
The Best Birthday Cards for Men

by admin November 4, 2021

by admin November 4, 2021

The Best Birthday Cards for Men . Peruse these homemade birthday celebration card concepts to obtain influenced.…
Birthday Decoration Ideas
The top 23 Ideas About Over the Hill Birthday Decorations

by admin November 2, 2021

by admin November 2, 2021

The top 23 Ideas About Over the Hill Birthday Decorations . When it comes to birthdays, you…
Birthday Card Ideas
22 Best Ideas Best Friends Birthday Cards

by admin October 30, 2021

by admin October 30, 2021

22 Best Ideas Best Friends Birthday Cards . Make your birthday welcoming attract attention when you produce…
Birthday Gift Ideas
The top 20 Ideas About Ideas for 60th Birthday Gift

by admin October 29, 2021

by admin October 29, 2021

The top 20 Ideas About Ideas for 60th Birthday Gift .If you’re soon after a unique birthday…
Birthday Invitation Ideas
Top 25 Joint Birthday Invitations

by admin October 28, 2021

by admin October 28, 2021

Top 25 Joint Birthday Invitations . There are numerous various means to commemorate your birthday celebration. Whether…
Birthday Quote Ideas
The top 35 Ideas About Cute Happy Birthday Quotes

by admin October 24, 2021

by admin October 24, 2021

The top 35 Ideas About Cute Happy Birthday Quotes . These birthday quotes are a fantastic location…
Birthday Quote Ideas
35 Of the Best Ideas for Dads Birthday Quotes

by admin October 23, 2021

by admin October 23, 2021

35 Of the Best Ideas for Dads Birthday Quotes . Birthday quotes are additionally at times funny…
Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes for A Daughter

by admin October 22, 2021

by admin October 22, 2021

The top 25 Ideas About Happy Birthday Wishes for A Daughter . All the finest on your…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Wishes to Best Friend

by admin October 18, 2021

by admin October 18, 2021

25 Of the Best Ideas for Happy Birthday Wishes to Best Friend .Sending out birthday celebration introductions…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?