Category:

Birthday

Birthday Gift Ideas
20 Of the Best Ideas for 50th Birthday Party Gift Ideas

by admin October 27, 2024

by admin October 27, 2024

20 Of the Best Ideas for 50th Birthday Party Gift Ideas .If you’re immediately after a one…
Birthday Gift Ideas
The Best Birthday Gift Ideas for 10 Yr Old Girl

by admin October 27, 2024

by admin October 27, 2024

The Best Birthday Gift Ideas for 10 Yr Old Girl . Pick out from our wide variety…
Birthday Gift Ideas
20 Ideas for 20th Birthday Gift Ideas

by admin October 26, 2024

by admin October 26, 2024

20 Ideas for 20th Birthday Gift Ideas .If you’re just after a unique birthday present, then you’ve…
Funny Birthday Ideas
21 Best Ideas Happy Birthday to My Little Brother Funny Quotes

by admin October 19, 2024

by admin October 19, 2024

21 Best Ideas Happy Birthday to My Little Brother Funny Quotes .Birthday is a possibility to make…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for Pregnant Wife

by admin October 18, 2024

by admin October 18, 2024

20 Ideas for Birthday Gift Ideas for Pregnant Wife .If you’re following a exclusive birthday gift, then…
Birthday Card Ideas
Top 22 Candy Bar Birthday Card

by admin October 14, 2024

by admin October 14, 2024

Top 22 Candy Bar Birthday Card .Bulge birthday cards don’t have to include a bundle of balloons.…
Birthday Decoration Ideas
The Best Baby Girl 1st Birthday Decorations

by admin October 11, 2024

by admin October 11, 2024

The Best Baby Girl 1st Birthday Decorations .Ladies’ Birthday Celebration Supplies Select from 70+ birthday patterns for…
Birthday Decoration Ideas
The Best Harry Potter Birthday Decorations

by admin October 10, 2024

by admin October 10, 2024

The Best Harry Potter Birthday Decorations . When it pertains to birthdays, you do not always intend…
Funny Birthday Ideas
21 Best Funny Birthday Wishes for Younger Sister

by admin October 9, 2024

by admin October 9, 2024

21 Best Funny Birthday Wishes for Younger Sister . When a sappy Hallmark birthday card just won’t…
Birthday Gift Ideas
The Best Ideas for Mens 50th Birthday Gift Ideas

by admin October 6, 2024

by admin October 6, 2024

The Best Ideas for Mens 50th Birthday Gift Ideas .If you’re as soon as a exceptional birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?