Category:

Birthday

Birthday Gift Ideas
20 Best Gift Ideas for 100th Birthday

by admin March 22, 2022

by admin March 22, 2022

20 Best Gift Ideas for 100th Birthday . Birthday Gifts If you’re at the time a exceptional…
Birthday Invitation Ideas
The 25 Best Ideas for Cheap Birthday Party Invitations

by admin March 20, 2022

by admin March 20, 2022

The 25 Best Ideas for Cheap Birthday Party Invitations . Prior to the special day, plan in…
Birthday Gift Ideas
The 20 Best Ideas for 20th Birthday Gift Ideas for Daughter

by admin March 11, 2022

by admin March 11, 2022

The 20 Best Ideas for 20th Birthday Gift Ideas for Daughter .If you’re at the time a…
Birthday Gift Ideas
The Best Birthday Gift Ideas for Male Friend

by admin March 7, 2022

by admin March 7, 2022

The Best Birthday Gift Ideas for Male Friend . So, listed here at a single level, by…
Birthday Invitation Ideas
Best 25 Dr Seuss First Birthday Invitations

by admin March 5, 2022

by admin March 5, 2022

Best 25 Dr Seuss First Birthday Invitations . Whether you’re preparing a birthday celebration event for your…
Birthday Gift Ideas
The top 20 Ideas About 60 Year Old Birthday Gift Ideas

by admin March 4, 2022

by admin March 4, 2022

The top 20 Ideas About 60 Year Old Birthday Gift Ideas . So, listed here at a…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for Niece

by admin March 2, 2022

by admin March 2, 2022

The top 35 Ideas About Birthday Quotes for Niece . Birthday quotes are likewise at times amusing…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 21 Year Old Female

by admin February 28, 2022

by admin February 28, 2022

The top 20 Ideas About Birthday Gift Ideas for 21 Year Old Female .If you’re when a…
Birthday Decoration Ideas
The Best Ideas for First Birthday Party Decoration Ideas

by admin February 25, 2022

by admin February 25, 2022

The Best Ideas for First Birthday Party Decoration Ideas . Balloons can be one of the most…
Birthday Wishes Ideas
25 Best Funny Birthday Wishes for Friends

by admin February 23, 2022

by admin February 23, 2022

25 Best Funny Birthday Wishes for Friends . I am happy that you are a part of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?