Category:

Birthday

Birthday Wishes Ideas
25 Of the Best Ideas for Funny Spanish Birthday Wishes

by admin October 9, 2021

by admin October 9, 2021

25 Of the Best Ideas for Funny Spanish Birthday Wishes . All the finest on your birthday…
Birthday Invitation Ideas
The Best Ideas for Personalized Thomas the Train Birthday Invitations

by admin October 4, 2021

by admin October 4, 2021

The Best Ideas for Personalized Thomas the Train Birthday Invitations . Prior to the big day, strategy…
Birthday Invitation Ideas
25 Best Power Ranger Birthday Invitations

by admin September 29, 2021

by admin September 29, 2021

25 Best Power Ranger Birthday Invitations . Whether you’re preparing a birthday celebration event for your little…
Birthday Wishes Ideas
25 Best Ideas Happy 3rd Birthday Wishes

by admin September 24, 2021

by admin September 24, 2021

25 Best Ideas Happy 3rd Birthday Wishes .Sending birthday celebration greetings has become a required practice nowadays.…
Birthday Gift Ideas
The 20 Best Ideas for 50th Birthday Gift Ideas for Men Funny

by admin September 21, 2021

by admin September 21, 2021

The 20 Best Ideas for 50th Birthday Gift Ideas for Men Funny . So, right here at…
Birthday Gift Ideas
The Best Homemade 60th Birthday Gag Gift Ideas

by admin September 17, 2021

by admin September 17, 2021

The Best Homemade 60th Birthday Gag Gift Ideas . Consider against our huge wide range of artistic…
Birthday Gift Ideas
20 Best 40 Year Old Birthday Gift Ideas

by admin September 15, 2021

by admin September 15, 2021

20 Best 40 Year Old Birthday Gift Ideas .If you’re the moment a exclusive birthday gift, then…
Funny Birthday Ideas
Top 21 Funny Birthday Meme

by admin September 12, 2021

by admin September 12, 2021

Top 21 Funny Birthday Meme .Birthday is a possibility to make people really feel loved as well…
Birthday Party Ideas
Top 21 Mickey Mouse Clubhouse Party Ideas 1st Birthday

by admin August 24, 2021

by admin August 24, 2021

Top 21 Mickey Mouse Clubhouse Party Ideas 1st Birthday .1st Birthday Celebration Ideas >> Barnyard First Birthday…
Birthday Party Ideas
The Best Police Birthday Party Ideas

by admin August 18, 2021

by admin August 18, 2021

The Best Police Birthday Party Ideas . For the youngest amongst us, birthday celebration parties at Chuck…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?