Category:

Birthday

Birthday Gift Ideas
20 Best Ideas 19th Birthday Gift Ideas

by admin June 4, 2022

by admin June 4, 2022

20 Best Ideas 19th Birthday Gift Ideas . Birthday Gifts If you’re following a unique birthday present,…
Birthday Quote Ideas
35 Of the Best Ideas for Nephew Birthday Quotes

by admin May 31, 2022

by admin May 31, 2022

35 Of the Best Ideas for Nephew Birthday Quotes . These birthday quotes are a great place…
Birthday Quote Ideas
Best 35 70th Birthday Quotes

by admin May 29, 2022

by admin May 29, 2022

Best 35 70th Birthday Quotes . Birthday celebration quotes are likewise at times funny birthday celebration desires.…
Birthday Gift Ideas
The 20 Best Ideas for Mother 60th Birthday Gift Ideas

by admin May 27, 2022

by admin May 27, 2022

The 20 Best Ideas for Mother 60th Birthday Gift Ideas . So, if oneself are going all…
Birthday Card Ideas
The 22 Best Ideas for Free Birthday Cards for Facebook Wall

by admin May 27, 2022

by admin May 27, 2022

The 22 Best Ideas for Free Birthday Cards for Facebook Wall . A homemade birthday celebration card…
Birthday Gift Ideas
20 Best Ideas 20 Year Old Birthday Gift Ideas

by admin May 25, 2022

by admin May 25, 2022

20 Best Ideas 20 Year Old Birthday Gift Ideas . Opt for from our vast wide range…
Birthday Invitation Ideas
25 Best Ideas Laser Tag Birthday Party Invitations

by admin May 23, 2022

by admin May 23, 2022

25 Best Ideas Laser Tag Birthday Party Invitations . Prior to the big day, plan ahead and…
Birthday Card Ideas
Best 22 Free Printable Birthday Cards for Adults

by admin May 20, 2022

by admin May 20, 2022

Best 22 Free Printable Birthday Cards for Adults . A homemade birthday celebration card suggests that you…
Birthday Invitation Ideas
The top 25 Ideas About Printable Birthday Invitation Cards

by admin May 13, 2022

by admin May 13, 2022

The top 25 Ideas About Printable Birthday Invitation Cards . Prior to the special day, strategy ahead…
Birthday Decoration Ideas
23 Of the Best Ideas for Train Birthday Decorations

by admin May 12, 2022

by admin May 12, 2022

23 Of the Best Ideas for Train Birthday Decorations . Balloons can be one of the most…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?