Category:

Birthday

Birthday Quote Ideas
35 Of the Best Ideas for Dads Birthday Quotes

by admin October 23, 2021

by admin October 23, 2021

35 Of the Best Ideas for Dads Birthday Quotes . Birthday quotes are additionally at times funny…
Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes for A Daughter

by admin October 22, 2021

by admin October 22, 2021

The top 25 Ideas About Happy Birthday Wishes for A Daughter . All the finest on your…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Wishes to Best Friend

by admin October 18, 2021

by admin October 18, 2021

25 Of the Best Ideas for Happy Birthday Wishes to Best Friend .Sending out birthday celebration introductions…
Birthday Wishes Ideas
25 Ideas for Sentimental Birthday Wishes

by admin October 17, 2021

by admin October 17, 2021

25 Ideas for Sentimental Birthday Wishes . Birthday celebrations are among the most popular events of our…
Funny Birthday Ideas
21 Ideas for Funny Birthday Quotes for Coworkers

by admin October 14, 2021

by admin October 14, 2021

21 Ideas for Funny Birthday Quotes for Coworkers . Invite to our collection of funny birthday celebration…
Birthday Gift Ideas
The Best Ideas for 1 Yr Old Girl Birthday Gift Ideas

by admin October 11, 2021

by admin October 11, 2021

The Best Ideas for 1 Yr Old Girl Birthday Gift Ideas . So, if by yourself are…
Birthday Quote Ideas
The Best Happy Birthday My Love Quotes

by admin October 9, 2021

by admin October 9, 2021

The Best Happy Birthday My Love Quotes . These birthday celebration quotes are a wonderful location to…
Birthday Wishes Ideas
25 Of the Best Ideas for Funny Spanish Birthday Wishes

by admin October 9, 2021

by admin October 9, 2021

25 Of the Best Ideas for Funny Spanish Birthday Wishes . All the finest on your birthday…
Birthday Invitation Ideas
The Best Ideas for Personalized Thomas the Train Birthday Invitations

by admin October 4, 2021

by admin October 4, 2021

The Best Ideas for Personalized Thomas the Train Birthday Invitations . Prior to the big day, strategy…
Birthday Invitation Ideas
25 Best Power Ranger Birthday Invitations

by admin September 29, 2021

by admin September 29, 2021

25 Best Power Ranger Birthday Invitations . Whether you’re preparing a birthday celebration event for your little…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?