Category:

Birthday

Birthday Invitation Ideas
25 Best Printable Superhero Birthday Invitations

by admin July 22, 2022

by admin July 22, 2022

25 Best Printable Superhero Birthday Invitations . Prior to the big day, plan in advance and purchase…
Birthday Party Ideas
21 Best Ideas Birthday Party Bag Ideas

by admin July 18, 2022

by admin July 18, 2022

21 Best Ideas Birthday Party Bag Ideas . For the youngest among us, birthday celebration events at…
Birthday Quote Ideas
The Best Ideas for Happy Belated Birthday Quotes

by admin July 17, 2022

by admin July 17, 2022

The Best Ideas for Happy Belated Birthday Quotes . These birthday quotes are a great place to…
Birthday Party Ideas
The top 21 Ideas About Big Birthday Party Ideas

by admin July 17, 2022

by admin July 17, 2022

The top 21 Ideas About Big Birthday Party Ideas .First Birthday Ideas >> Barnyard First Birthday Celebration…
Birthday Decoration Ideas
23 Of the Best Ideas for Spa Birthday Party Decorations

by admin July 16, 2022

by admin July 16, 2022

23 Of the Best Ideas for Spa Birthday Party Decorations . Balloons can be one of the…
Birthday Invitation Ideas
25 Ideas for Funny Birthday Invitation Wording

by admin July 11, 2022

by admin July 11, 2022

25 Ideas for Funny Birthday Invitation Wording . Whether you’re preparing a birthday event for your child…
Birthday Quote Ideas
35 Of the Best Ideas for First Birthday Quotes for Daughter

by admin July 9, 2022

by admin July 9, 2022

35 Of the Best Ideas for First Birthday Quotes for Daughter . Birthday celebration quotes are also…
Birthday Gift Ideas
The 20 Best Ideas for Creative Birthday Gift Ideas for Boyfriend

by admin July 8, 2022

by admin July 8, 2022

The 20 Best Ideas for Creative Birthday Gift Ideas for Boyfriend . Take against our large assortment…
Birthday Card Ideas
The Best Ideas for Raunchy Birthday Cards

by admin July 7, 2022

by admin July 7, 2022

The Best Ideas for Raunchy Birthday Cards . Make your birthday celebration greeting stand apart when you…
Birthday Gift Ideas
20 Best 27th Birthday Gift Ideas for Her

by admin July 2, 2022

by admin July 2, 2022

20 Best 27th Birthday Gift Ideas for Her . So, if you are likely through that trouble…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?