Category:

Birthday

Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 15 Yr Old Girl

by admin February 6, 2022

by admin February 6, 2022

20 Ideas for Birthday Gift Ideas for 15 Yr Old Girl . Birthday Gifts If you’re when…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for Teachers From Students

by admin February 2, 2022

by admin February 2, 2022

20 Of the Best Ideas for Birthday Gift Ideas for Teachers From Students . Acquire towards our…
Birthday Gift Ideas
The Best Birthday Gift Ideas for Woman Friend

by admin January 29, 2022

by admin January 29, 2022

The Best Birthday Gift Ideas for Woman Friend .If you’re right after a exceptional birthday reward, then…
Funny Birthday Ideas
Best 21 Funny Birthday Cake Ideas

by admin January 26, 2022

by admin January 26, 2022

Best 21 Funny Birthday Cake Ideas . Invite to our collection of funny birthday celebration wants that…
Birthday Card Ideas
22 Best Ideas Nice Things to Say In A Birthday Card

by admin January 24, 2022

by admin January 24, 2022

22 Best Ideas Nice Things to Say In A Birthday Card . Make your birthday greeting stand…
Birthday Decoration Ideas
Top 23 Birthday Party Decorating Ideas

by admin January 23, 2022

by admin January 23, 2022

Top 23 Birthday Party Decorating Ideas .Ladies’ Birthday Supplies Select From 70+ birthday patterns for women, including…
Birthday Wishes Ideas
Top 25 Happy Birthday Wishes Husband

by admin January 17, 2022

by admin January 17, 2022

Top 25 Happy Birthday Wishes Husband .Sending birthday greetings has actually ended up being a needed custom…
Birthday Gift Ideas
20 Best Ideas 30th Birthday Gift Ideas for Boyfriend

by admin January 15, 2022

by admin January 15, 2022

20 Best Ideas 30th Birthday Gift Ideas for Boyfriend . Birthday Gifts If you’re soon after a…
Birthday Gift Ideas
20 Best Female 50th Birthday Gift Ideas

by admin January 14, 2022

by admin January 14, 2022

20 Best Female 50th Birthday Gift Ideas . Birthday Gifts If you’re as soon as a exceptional…
Birthday Quote Ideas
35 Ideas for Happy Birthday to My Grandson Quotes

by admin January 13, 2022

by admin January 13, 2022

35 Ideas for Happy Birthday to My Grandson Quotes .Sending birthday celebration introductions has actually ended up…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?