Category:

Birthday

Funny Birthday Ideas
Top 21 Birthday Poems Funny

by admin October 12, 2022

by admin October 12, 2022

Top 21 Birthday Poems Funny .Birthday celebration is a possibility to make people feel loved and also…
Birthday Wishes Ideas
Top 25 Birthday Wishes to Brother In Law

by admin October 12, 2022

by admin October 12, 2022

Top 25 Birthday Wishes to Brother In Law . Birthday celebrations are among the most renowned occasions…
Birthday Decoration Ideas
23 Of the Best Ideas for 16th Birthday Decorations

by admin October 10, 2022

by admin October 10, 2022

23 Of the Best Ideas for 16th Birthday Decorations . Balloons can be one of the most…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for Sisters

by admin October 8, 2022

by admin October 8, 2022

The top 35 Ideas About Birthday Quotes for Sisters .Sending out birthday greetings has come to be…
Birthday Invitation Ideas
The 25 Best Ideas for Surprise 30th Birthday Invitations

by admin October 5, 2022

by admin October 5, 2022

The 25 Best Ideas for Surprise 30th Birthday Invitations . Whether you’re planning a birthday celebration party…
Birthday Decoration Ideas
The top 23 Ideas About Decorations for 50th Birthday Party

by admin September 26, 2022

by admin September 26, 2022

The top 23 Ideas About Decorations for 50th Birthday Party . Host the Ultimate Celebration with Themed…
Birthday Gift Ideas
20 Ideas for 16th Birthday Gift Ideas for Girl

by admin September 25, 2022

by admin September 25, 2022

20 Ideas for 16th Birthday Gift Ideas for Girl .If you’re following a special birthday present, then…
Birthday Card Ideas
22 Best Birthday Wishes Card

by admin September 20, 2022

by admin September 20, 2022

22 Best Birthday Wishes Card . Make your birthday celebration welcoming stand out when you create a…
Birthday Party Ideas
21 Best Ideas Mens 40th Birthday Party Ideas

by admin September 18, 2022

by admin September 18, 2022

21 Best Ideas Mens 40th Birthday Party Ideas . For the youngest among us, birthday celebration celebrations…
Birthday Wishes Ideas
Best 25 Friends Birthday Wishes

by admin September 12, 2022

by admin September 12, 2022

Best 25 Friends Birthday Wishes . Birthday celebrations are amongst the most popular occasions of our lives.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?