Category:

Birthday

Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 21 Year Old Female

by admin February 28, 2022

by admin February 28, 2022

The top 20 Ideas About Birthday Gift Ideas for 21 Year Old Female .If you’re when a…
Birthday Decoration Ideas
The Best Ideas for First Birthday Party Decoration Ideas

by admin February 25, 2022

by admin February 25, 2022

The Best Ideas for First Birthday Party Decoration Ideas . Balloons can be one of the most…
Birthday Wishes Ideas
25 Best Funny Birthday Wishes for Friends

by admin February 23, 2022

by admin February 23, 2022

25 Best Funny Birthday Wishes for Friends . I am happy that you are a part of…
Funny Birthday Ideas
21 Ideas for Birthday Funny Memes

by admin February 17, 2022

by admin February 17, 2022

21 Ideas for Birthday Funny Memes . When a sappy Characteristic birthday card just won’t do, Satisfied…
Birthday Card Ideas
The Best Ideas for Happy Birthday Wife Cards

by admin February 14, 2022

by admin February 14, 2022

The Best Ideas for Happy Birthday Wife Cards .Bulge birthday celebration cards do not have to consist…
Birthday Decoration Ideas
Best 23 Red Minnie Mouse Birthday Decorations

by admin February 7, 2022

by admin February 7, 2022

Best 23 Red Minnie Mouse Birthday Decorations .Girls’ Birthday Products Pick from 70+ birthday patterns for women,…
Birthday Gift Ideas
20 Best Sweet 16 Birthday Gift Ideas for A Girl

by admin February 6, 2022

by admin February 6, 2022

20 Best Sweet 16 Birthday Gift Ideas for A Girl . Acquire towards our extensive number of…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 15 Yr Old Girl

by admin February 6, 2022

by admin February 6, 2022

20 Ideas for Birthday Gift Ideas for 15 Yr Old Girl . Birthday Gifts If you’re when…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for Teachers From Students

by admin February 2, 2022

by admin February 2, 2022

20 Of the Best Ideas for Birthday Gift Ideas for Teachers From Students . Acquire towards our…
Birthday Gift Ideas
The Best Birthday Gift Ideas for Woman Friend

by admin January 29, 2022

by admin January 29, 2022

The Best Birthday Gift Ideas for Woman Friend .If you’re right after a exceptional birthday reward, then…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?