Category:

Birthday

Birthday Wishes Ideas
25 Of the Best Ideas for Birthday Wishes Inspirational

by admin March 16, 2023

by admin March 16, 2023

25 Of the Best Ideas for Birthday Wishes Inspirational .Sending out birthday introductions has ended up being…
Birthday Gift Ideas
20 Best Ideas 50th Birthday Gift Ideas for Wife

by admin March 5, 2023

by admin March 5, 2023

20 Best Ideas 50th Birthday Gift Ideas for Wife . So, below at one desired destination, by…
Birthday Wishes Ideas
25 Best Ideas Birthday Wishes to A Girl

by admin March 1, 2023

by admin March 1, 2023

25 Best Ideas Birthday Wishes to A Girl . All the finest on your birthday! Happy birthday…
Birthday Quote Ideas
35 Ideas for Birthday to Me Quotes

by admin February 27, 2023

by admin February 27, 2023

35 Ideas for Birthday to Me Quotes .Sending out birthday celebration greetings has come to be a…
Birthday Card Ideas
22 Best Ideas 21st Birthday Card Ideas

by admin February 26, 2023

by admin February 26, 2023

22 Best Ideas 21st Birthday Card Ideas . Make your birthday greeting stick out when you create…
Birthday Invitation Ideas
The Best Ideas for Doc Mcstuffins Birthday Party Invitations

by admin February 24, 2023

by admin February 24, 2023

The Best Ideas for Doc Mcstuffins Birthday Party Invitations .If you’re preparing a special birthday celebration for…
Birthday Quote Ideas
The Best Birthday Blessings Quotes

by admin February 23, 2023

by admin February 23, 2023

The Best Birthday Blessings Quotes . These birthday quotes are a fantastic place to start, however don’t…
Birthday Party Ideas
Top 21 Blue themed Birthday Party Ideas

by admin February 21, 2023

by admin February 21, 2023

Top 21 Blue themed Birthday Party Ideas .First Birthday Ideas >> Barnyard First Birthday Party Ideas Place…
Birthday Gift Ideas
Best 20 Good Gift Ideas for Boyfriends Birthday

by admin February 16, 2023

by admin February 16, 2023

Best 20 Good Gift Ideas for Boyfriends Birthday . So, if by yourself are transferring throughout that…
Birthday Card Ideas
The Best Ideas for Game Of Thrones Birthday Card

by admin February 15, 2023

by admin February 15, 2023

The Best Ideas for Game Of Thrones Birthday Card . Browse these homemade birthday card concepts to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?