Category:

Birthday

Birthday Card Ideas
Best 22 Free Printable Birthday Cards for Adults

by admin May 20, 2022

by admin May 20, 2022

Best 22 Free Printable Birthday Cards for Adults . A homemade birthday celebration card suggests that you…
Birthday Invitation Ideas
The top 25 Ideas About Printable Birthday Invitation Cards

by admin May 13, 2022

by admin May 13, 2022

The top 25 Ideas About Printable Birthday Invitation Cards . Prior to the special day, strategy ahead…
Birthday Decoration Ideas
23 Of the Best Ideas for Train Birthday Decorations

by admin May 12, 2022

by admin May 12, 2022

23 Of the Best Ideas for Train Birthday Decorations . Balloons can be one of the most…
Birthday Gift Ideas
20 Best Ideas Homemade Birthday Gift Ideas Boyfriend

by admin May 10, 2022

by admin May 10, 2022

20 Best Ideas Homemade Birthday Gift Ideas Boyfriend . Get versus our huge wide variety of inventive…
Birthday Wishes Ideas
Top 25 Birthday Wishes for Kid Girl

by admin May 1, 2022

by admin May 1, 2022

Top 25 Birthday Wishes for Kid Girl .Sending birthday introductions has actually become an essential tradition nowadays.…
Birthday Decoration Ideas
23 Ideas for 50th Birthday Party Decoration Ideas

by admin April 28, 2022

by admin April 28, 2022

23 Ideas for 50th Birthday Party Decoration Ideas . When it comes to birthday celebrations, you do…
Birthday Decoration Ideas
23 Ideas for Birthday Room Decoration

by admin April 23, 2022

by admin April 23, 2022

23 Ideas for Birthday Room Decoration . Host the Ultimate Bash with Themed Birthday Event SuppliesBirthday celebrations…
Birthday Decoration Ideas
23 Best Ideas Peacock Birthday Decorations

by admin April 22, 2022

by admin April 22, 2022

23 Best Ideas Peacock Birthday Decorations . When it comes to birthday celebrations, you don’t constantly want…
Birthday Gift Ideas
The Best Ideas for Birthday Gift Ideas for 13 Yr Old Girl

by admin April 13, 2022

by admin April 13, 2022

The Best Ideas for Birthday Gift Ideas for 13 Yr Old Girl .If you’re at the time…
Birthday Gift Ideas
The Best Ideas for 5 Yr Old Boy Birthday Gift Ideas

by admin April 10, 2022

by admin April 10, 2022

The Best Ideas for 5 Yr Old Boy Birthday Gift Ideas . Birthday Gifts If you’re right…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?