Category:

Birthday

Birthday Quote Ideas
35 Best Ideas 40th Birthday Funny Quotes

by admin November 10, 2022

by admin November 10, 2022

35 Best Ideas 40th Birthday Funny Quotes . These birthday quotes are a terrific location to begin,…
Birthday Invitation Ideas
The 25 Best Ideas for Halloween 1st Birthday Invitations

by admin November 5, 2022

by admin November 5, 2022

The 25 Best Ideas for Halloween 1st Birthday Invitations . Prior to the wedding day, strategy ahead…
Birthday Wishes Ideas
25 Ideas for Saying Thank You for Birthday Wishes

by admin November 1, 2022

by admin November 1, 2022

25 Ideas for Saying Thank You for Birthday Wishes .Sending out birthday celebration greetings has ended up…
Birthday Gift Ideas
20 Best Ideas 7 Year Old Boy Birthday Gift Ideas

by admin October 29, 2022

by admin October 29, 2022

20 Best Ideas 7 Year Old Boy Birthday Gift Ideas .If you’re as soon as a one…
Birthday Wishes Ideas
Top 25 Inappropriate Birthday Wishes

by admin October 23, 2022

by admin October 23, 2022

Top 25 Inappropriate Birthday Wishes . All the finest on your birthday! Pleased birthday celebration good friend!…
Birthday Gift Ideas
20 Best Ideas 50th Birthday Gift Ideas for Best Friend

by admin October 18, 2022

by admin October 18, 2022

20 Best Ideas 50th Birthday Gift Ideas for Best Friend .If you’re the moment a exclusive birthday…
Birthday Gift Ideas
The Best Birthday Gift Ideas for 18 Year Old Boy

by admin October 17, 2022

by admin October 17, 2022

The Best Birthday Gift Ideas for 18 Year Old Boy . Birthday Gifts If you’re following a…
Funny Birthday Ideas
Top 21 Birthday Poems Funny

by admin October 12, 2022

by admin October 12, 2022

Top 21 Birthday Poems Funny .Birthday celebration is a possibility to make people feel loved and also…
Birthday Wishes Ideas
Top 25 Birthday Wishes to Brother In Law

by admin October 12, 2022

by admin October 12, 2022

Top 25 Birthday Wishes to Brother In Law . Birthday celebrations are among the most renowned occasions…
Birthday Decoration Ideas
23 Of the Best Ideas for 16th Birthday Decorations

by admin October 10, 2022

by admin October 10, 2022

23 Of the Best Ideas for 16th Birthday Decorations . Balloons can be one of the most…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?