Category:

Birthday

Birthday Gift Ideas
Top 20 60th Birthday Gift Ideas for Her

by admin January 31, 2023

by admin January 31, 2023

Top 20 60th Birthday Gift Ideas for Her .If you’re as soon as a distinctive birthday present,…
Birthday Wishes Ideas
25 Of the Best Ideas for Hilarious Birthday Wishes

by admin January 25, 2023

by admin January 25, 2023

25 Of the Best Ideas for Hilarious Birthday Wishes .Sending out birthday introductions has actually become a…
Birthday Quote Ideas
35 Ideas for Second Birthday Quotes

by admin January 18, 2023

by admin January 18, 2023

35 Ideas for Second Birthday Quotes .Sending birthday celebration greetings has actually become a needed custom these…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 10 Year Old Girl

by admin January 12, 2023

by admin January 12, 2023

20 Of the Best Ideas for Birthday Gift Ideas for 10 Year Old Girl . Get versus…
Birthday Invitation Ideas
25 Best Shutterfly Birthday Invitations

by admin January 12, 2023

by admin January 12, 2023

25 Best Shutterfly Birthday Invitations . There are numerous different ways to celebrate your birthday celebration. Whether…
Birthday Wishes Ideas
The Best Ideas for Happy Birthday Wishes to Sister

by admin January 10, 2023

by admin January 10, 2023

The Best Ideas for Happy Birthday Wishes to Sister . Birthdays are among the most renowned occasions…
Birthday Invitation Ideas
The Best Ideas for 21st Birthday Invitation

by admin December 31, 2022

by admin December 31, 2022

The Best Ideas for 21st Birthday Invitation . Prior to the special day, strategy ahead and also…
Birthday Wishes Ideas
25 Best Ideas Birthday Wishes for 18 Year Old son

by admin December 28, 2022

by admin December 28, 2022

25 Best Ideas Birthday Wishes for 18 Year Old son .Sending out birthday greetings has become an…
Birthday Decoration Ideas
23 Of the Best Ideas for Frozen Decorations for Birthday Party

by admin December 28, 2022

by admin December 28, 2022

23 Of the Best Ideas for Frozen Decorations for Birthday Party . Balloons can be one of…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for Teachers

by admin December 25, 2022

by admin December 25, 2022

The top 20 Ideas About Birthday Gift Ideas for Teachers . So, in this article at a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?