Category:

Birthday

Birthday Gift Ideas
20 Ideas for 16th Birthday Gift Ideas for Girl

by admin September 25, 2022

by admin September 25, 2022

20 Ideas for 16th Birthday Gift Ideas for Girl .If you’re following a special birthday present, then…
Birthday Card Ideas
22 Best Birthday Wishes Card

by admin September 20, 2022

by admin September 20, 2022

22 Best Birthday Wishes Card . Make your birthday celebration welcoming stand out when you create a…
Birthday Party Ideas
21 Best Ideas Mens 40th Birthday Party Ideas

by admin September 18, 2022

by admin September 18, 2022

21 Best Ideas Mens 40th Birthday Party Ideas . For the youngest among us, birthday celebration celebrations…
Birthday Wishes Ideas
Best 25 Friends Birthday Wishes

by admin September 12, 2022

by admin September 12, 2022

Best 25 Friends Birthday Wishes . Birthday celebrations are amongst the most popular occasions of our lives.…
Birthday Invitation Ideas
The Best Ideas for 60th Birthday Invitation Wording

by admin September 5, 2022

by admin September 5, 2022

The Best Ideas for 60th Birthday Invitation Wording . Whether you’re intending a birthday celebration party for…
Birthday Gift Ideas
The Best Ideas for 50th Birthday Gift Ideas for Women

by admin September 4, 2022

by admin September 4, 2022

The Best Ideas for 50th Birthday Gift Ideas for Women . Birthday Gifts If you’re right after…
Birthday Wishes Ideas
The Best Birthday Wishes for Little Girl

by admin September 2, 2022

by admin September 2, 2022

The Best Birthday Wishes for Little Girl . Birthday celebrations are among the most celebrated events of…
Birthday Decoration Ideas
Top 23 Decorate Car for Birthday

by admin August 12, 2022

by admin August 12, 2022

Top 23 Decorate Car for Birthday . Host the Ultimate Bash with Themed Birthday Celebration Event SuppliesBirthday…
Birthday Gift Ideas
Top 20 Male 50th Birthday Gift Ideas

by admin August 12, 2022

by admin August 12, 2022

Top 20 Male 50th Birthday Gift Ideas . So, if yourself are heading all through that problem…
Birthday Quote Ideas
The Best Ideas for Buddhist Birthday Quotes

by admin August 10, 2022

by admin August 10, 2022

The Best Ideas for Buddhist Birthday Quotes . Our internet site uses a great number of the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?