Category:

Birthday

Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes for Aunt

by admin November 28, 2022

by admin November 28, 2022

The 25 Best Ideas for Birthday Wishes for Aunt .Sending birthday celebration greetings has actually become an…
Birthday Card Ideas
The top 22 Ideas About Humorous Birthday Cards

by admin November 24, 2022

by admin November 24, 2022

The top 22 Ideas About Humorous Birthday Cards . Make your birthday welcoming stand out when you…
Birthday Wishes Ideas
25 Of the Best Ideas for Funny Happy Birthday Wishes for Brother

by admin November 23, 2022

by admin November 23, 2022

25 Of the Best Ideas for Funny Happy Birthday Wishes for Brother . Birthday celebrations are amongst…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Daughter In Law

by admin November 20, 2022

by admin November 20, 2022

The top 25 Ideas About Birthday Wishes for Daughter In Law .Sending out birthday celebration greetings has…
Birthday Quote Ideas
Best 35 Happy Birthday Quotes Pictures

by admin November 15, 2022

by admin November 15, 2022

Best 35 Happy Birthday Quotes Pictures .Sending out birthday introductions has actually come to be an essential…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for New Moms

by admin November 13, 2022

by admin November 13, 2022

The 20 Best Ideas for Birthday Gift Ideas for New Moms .If you’re soon after a exclusive…
Birthday Party Ideas
21 Best Ideas Senior Birthday Party Ideas

by admin November 13, 2022

by admin November 13, 2022

21 Best Ideas Senior Birthday Party Ideas . For the youngest among us, birthday celebration parties at…
Birthday Quote Ideas
35 Best Ideas 40th Birthday Funny Quotes

by admin November 10, 2022

by admin November 10, 2022

35 Best Ideas 40th Birthday Funny Quotes . These birthday quotes are a terrific location to begin,…
Birthday Invitation Ideas
The 25 Best Ideas for Halloween 1st Birthday Invitations

by admin November 5, 2022

by admin November 5, 2022

The 25 Best Ideas for Halloween 1st Birthday Invitations . Prior to the wedding day, strategy ahead…
Birthday Wishes Ideas
25 Ideas for Saying Thank You for Birthday Wishes

by admin November 1, 2022

by admin November 1, 2022

25 Ideas for Saying Thank You for Birthday Wishes .Sending out birthday celebration greetings has ended up…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?