Category:

Birthday

Birthday Party Ideas
21 Best 59th Birthday Party Ideas

by admin November 27, 2024

by admin November 27, 2024

21 Best 59th Birthday Party Ideas . For the youngest among us, birthday parties at Chuck E.…
Birthday Card Ideas
The Best Birthday Cards for Daughter

by admin November 25, 2024

by admin November 25, 2024

The Best Birthday Cards for Daughter .Bulge birthday celebration cards don’t need to include a bundle of…
Birthday Decoration Ideas
23 Of the Best Ideas for 90th Birthday Party Decorations

by admin November 12, 2024

by admin November 12, 2024

23 Of the Best Ideas for 90th Birthday Party Decorations . Host the Ultimate Celebration with Themed…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for A Woman

by admin November 2, 2024

by admin November 2, 2024

20 Of the Best Ideas for Birthday Gift Ideas for A Woman . Decide towards our broad…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Belated

by admin October 29, 2024

by admin October 29, 2024

The 25 Best Ideas for Birthday Wishes Belated .Sending birthday introductions has come to be a required…
Birthday Gift Ideas
The Best 5 Yr Old Girl Birthday Gift Ideas

by admin October 28, 2024

by admin October 28, 2024

The Best 5 Yr Old Girl Birthday Gift Ideas .If you’re immediately after a special birthday present,…
Birthday Gift Ideas
20 Of the Best Ideas for 50th Birthday Party Gift Ideas

by admin October 27, 2024

by admin October 27, 2024

20 Of the Best Ideas for 50th Birthday Party Gift Ideas .If you’re immediately after a one…
Birthday Gift Ideas
The Best Birthday Gift Ideas for 10 Yr Old Girl

by admin October 27, 2024

by admin October 27, 2024

The Best Birthday Gift Ideas for 10 Yr Old Girl . Pick out from our wide variety…
Birthday Gift Ideas
20 Ideas for 20th Birthday Gift Ideas

by admin October 26, 2024

by admin October 26, 2024

20 Ideas for 20th Birthday Gift Ideas .If you’re just after a unique birthday present, then you’ve…
Funny Birthday Ideas
21 Best Ideas Happy Birthday to My Little Brother Funny Quotes

by admin October 19, 2024

by admin October 19, 2024

21 Best Ideas Happy Birthday to My Little Brother Funny Quotes .Birthday is a possibility to make…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?