Category:

Birthday

Birthday Quote Ideas
The 35 Best Ideas for Great Birthday Quotes for Her

by admin April 30, 2023

by admin April 30, 2023

The 35 Best Ideas for Great Birthday Quotes for Her . These birthday quotes are a wonderful…
Birthday Card Ideas
Best 22 E Birthday Card

by admin April 22, 2023

by admin April 22, 2023

Best 22 E Birthday Card .Pop out birthday celebration cards do not have to consist of a…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 11 Year Girl

by admin April 21, 2023

by admin April 21, 2023

20 Best Birthday Gift Ideas for 11 Year Girl . Birthday Gifts If you’re once a exclusive…
Birthday Gift Ideas
The top 20 Ideas About 12 Year Girl Birthday Gift Ideas

by admin April 20, 2023

by admin April 20, 2023

The top 20 Ideas About 12 Year Girl Birthday Gift Ideas . So, in this article at…
Birthday Party Ideas
21 Of the Best Ideas for Birthday Party Ideas for 7 Year Old Girls

by admin April 16, 2023

by admin April 16, 2023

21 Of the Best Ideas for Birthday Party Ideas for 7 Year Old Girls .First Birthday Ideas…
Birthday Decoration Ideas
23 Of the Best Ideas for Mickey Mouse Birthday Party Decorations

by admin April 14, 2023

by admin April 14, 2023

23 Of the Best Ideas for Mickey Mouse Birthday Party Decorations .Women’ Birthday Supplies Choose from 70+…
Birthday Gift Ideas
The Best Birthday Gift Ideas for Your Wife

by admin April 8, 2023

by admin April 8, 2023

The Best Birthday Gift Ideas for Your Wife . Birthday Gifts If you’re following a exclusive birthday…
Birthday Wishes Ideas
Best 25 Birthday Wishes for son From Mom

by admin April 5, 2023

by admin April 5, 2023

Best 25 Birthday Wishes for son From Mom . I am grateful that you are a part…
Birthday Party Ideas
The top 21 Ideas About 17 Year Old Boy Birthday Party Ideas

by admin April 5, 2023

by admin April 5, 2023

The top 21 Ideas About 17 Year Old Boy Birthday Party Ideas .First Birthday Ideas >> Barnyard…
Birthday Gift Ideas
20 Best Ideas for Husbands Birthday Gift

by admin March 30, 2023

by admin March 30, 2023

20 Best Ideas for Husbands Birthday Gift .If you’re soon after a distinctive birthday present, then you’ve…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?