Category:

Birthday

Birthday Quote Ideas
35 Best Golden Birthday Quotes

by admin August 3, 2023

by admin August 3, 2023

35 Best Golden Birthday Quotes .Sending birthday celebration greetings has actually come to be an essential custom…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes Video

by admin July 31, 2023

by admin July 31, 2023

25 Ideas for Birthday Wishes Video . Birthdays are among one of the most popular events of…
Birthday Invitation Ideas
25 Ideas for Mickey and Minnie Birthday Invitations

by admin July 26, 2023

by admin July 26, 2023

25 Ideas for Mickey and Minnie Birthday Invitations . Whether you’re preparing a birthday celebration party for…
Birthday Quote Ideas
The top 35 Ideas About Happy Birthday Quotes for My Brother

by admin July 26, 2023

by admin July 26, 2023

The top 35 Ideas About Happy Birthday Quotes for My Brother . These birthday celebration quotes are…
Birthday Card Ideas
22 Best Ideas Pinterest Birthday Cards

by admin July 25, 2023

by admin July 25, 2023

22 Best Ideas Pinterest Birthday Cards . A homemade birthday celebration card implies that you didn’t need…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Your Girlfriend

by admin July 24, 2023

by admin July 24, 2023

Best 20 Birthday Gift Ideas for Your Girlfriend .If you’re once a exceptional birthday reward, then you’ve…
Birthday Wishes Ideas
25 Best Happy Birthday Wishes to Daughter

by admin July 19, 2023

by admin July 19, 2023

25 Best Happy Birthday Wishes to Daughter . I am grateful that you are a part of…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes In Russian

by admin July 17, 2023

by admin July 17, 2023

25 Ideas for Birthday Wishes In Russian . I am thankful that you are a part of…
Birthday Invitation Ideas
The Best Alligator Birthday Invitations

by admin July 16, 2023

by admin July 16, 2023

The Best Alligator Birthday Invitations . Before the wedding day, plan ahead and buy your personalized thank…
Birthday Decoration Ideas
Best 23 Dirt Bike Birthday Decorations

by admin July 14, 2023

by admin July 14, 2023

Best 23 Dirt Bike Birthday Decorations . Host the Ultimate Bash with Themed Birthday Party SuppliesBirthday events…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?