Category:

Birthday

Birthday Gift Ideas
20 Best Birthday Gift Ideas 3 Year Old Boy

by admin November 13, 2023

by admin November 13, 2023

20 Best Birthday Gift Ideas 3 Year Old Boy . So, in this article at 1 point,…
Birthday Wishes Ideas
25 Ideas for Www.birthday Wishes

by admin November 4, 2023

by admin November 4, 2023

25 Ideas for Www.birthday Wishes . Birthday celebrations are amongst the most well known events of our…
Birthday Quote Ideas
The top 35 Ideas About Funny Happy Birthday Brother Quotes

by admin November 4, 2023

by admin November 4, 2023

The top 35 Ideas About Funny Happy Birthday Brother Quotes .Sending birthday celebration introductions has become a…
Birthday Card Ideas
The 22 Best Ideas for Weird Birthday Cards

by admin November 2, 2023

by admin November 2, 2023

The 22 Best Ideas for Weird Birthday Cards . Peruse these homemade birthday card suggestions to get…
Birthday Party Ideas
The Best Ideas for Frozen Birthday Party Ideas Homemade

by admin October 30, 2023

by admin October 30, 2023

The Best Ideas for Frozen Birthday Party Ideas Homemade .First Birthday Celebration Ideas >> Barnyard First Birthday…
Birthday Invitation Ideas
25 Of the Best Ideas for Doc Mcstuffin Birthday Invitations

by admin October 26, 2023

by admin October 26, 2023

25 Of the Best Ideas for Doc Mcstuffin Birthday Invitations .If you’re preparing an unique birthday celebration…
Birthday Wishes Ideas
Top 25 Birthday Wishes Youtube

by admin October 20, 2023

by admin October 20, 2023

Top 25 Birthday Wishes Youtube . All the best on your birthday! Satisfied birthday celebration friend! Pleased,…
Birthday Gift Ideas
The Best 18th Birthday Gift Ideas for Him

by admin October 19, 2023

by admin October 19, 2023

The Best 18th Birthday Gift Ideas for Him . Get from our huge wide range of resourceful…
Birthday Quote Ideas
The Best Happy Birthday Quotes Mom

by admin October 19, 2023

by admin October 19, 2023

The Best Happy Birthday Quotes Mom . Birthday celebration quotes are additionally at times funny birthday desires.…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes for A Sister

by admin October 19, 2023

by admin October 19, 2023

The Best Ideas for Birthday Wishes for A Sister .Sending birthday greetings has come to be a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?