Category:

Birthday

Birthday Invitation Ideas
25 Best 70th Birthday Invitation Wording

by admin July 2, 2018

by admin July 2, 2018

25 Best 70th Birthday Invitation Wording .If you’re planning an unique birthday for your child, one-of-a-kind birthday…
Birthday Wishes Ideas
The 25 Best Ideas for Kids Birthday Wishes

by admin July 1, 2018

by admin July 1, 2018

The 25 Best Ideas for Kids Birthday Wishes . All the best on your birthday! Delighted birthday…
Birthday Party Ideas
The 21 Best Ideas for Ideas for 50th Birthday Party themes

by admin July 1, 2018

by admin July 1, 2018

The 21 Best Ideas for Ideas for 50th Birthday Party themes .First Birthday Ideas >> Barnyard First…
Birthday Gift Ideas
Top 20 30th Birthday Gift Ideas for Her

by admin July 1, 2018

by admin July 1, 2018

Top 20 30th Birthday Gift Ideas for Her .If you’re after a distinctive birthday gift, then you’ve…
Funny Birthday Ideas
The 21 Best Ideas for Free Funny E Birthday Cards

by admin June 29, 2018

by admin June 29, 2018

The 21 Best Ideas for Free Funny E Birthday Cards . When an absurd Characteristic birthday card…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for A Sister

by admin June 28, 2018

by admin June 28, 2018

The top 35 Ideas About Birthday Quotes for A Sister . These birthday celebration quotes are an…
Birthday Invitation Ideas
25 Of the Best Ideas for Beauty and the Beast Birthday Invitations

by admin June 26, 2018

by admin June 26, 2018

25 Of the Best Ideas for Beauty and the Beast Birthday Invitations . Whether you’re planning a…
Funny Birthday Ideas
The 21 Best Ideas for Short Funny Birthday Quotes

by admin June 26, 2018

by admin June 26, 2018

The 21 Best Ideas for Short Funny Birthday Quotes . Welcome to our collection of amusing birthday…
Funny Birthday Ideas
The 21 Best Ideas for 40 Birthday Quotes Funny

by admin June 23, 2018

by admin June 23, 2018

The 21 Best Ideas for 40 Birthday Quotes Funny . Welcome to our collection of amusing birthday…
Birthday Decoration Ideas
Top 23 Sports Birthday Decorations

by admin June 20, 2018

by admin June 20, 2018

Top 23 Sports Birthday Decorations .Women’ Birthday Celebration Supplies Select From 70+ birthday patterns for ladies, including…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?