Category:

Birthday

Birthday Decoration Ideas
23 Of the Best Ideas for Star Wars Birthday Cake Decorations

by admin August 26, 2018

by admin August 26, 2018

23 Of the Best Ideas for Star Wars Birthday Cake Decorations . When it concerns birthday celebrations,…
Birthday Decoration Ideas
Best 23 Cheetah Birthday Decorations

by admin August 26, 2018

by admin August 26, 2018

Best 23 Cheetah Birthday Decorations . Balloons can be one of the most inexpensive and also simple…
Birthday Invitation Ideas
25 Of the Best Ideas for Birthday Invitations Templates

by admin August 25, 2018

by admin August 25, 2018

25 Of the Best Ideas for Birthday Invitations Templates . Prior to the wedding day, strategy in…
Birthday Gift Ideas
20 Best 17th Birthday Gift Ideas for Daughter

by admin August 25, 2018

by admin August 25, 2018

20 Best 17th Birthday Gift Ideas for Daughter . Birthday Gifts If you’re immediately after a exclusive…
Funny Birthday Ideas
The 21 Best Ideas for Happy Birthday Poems for Him Funny

by admin August 25, 2018

by admin August 25, 2018

The 21 Best Ideas for Happy Birthday Poems for Him Funny .Birthday is an opportunity to make…
Birthday Wishes Ideas
25 Ideas for 13th Birthday Wishes

by admin August 25, 2018

by admin August 25, 2018

25 Ideas for 13th Birthday Wishes . Birthday celebrations are among the most renowned occasions of our…
Birthday Card Ideas
Best 22 Funny Things to Say On A Birthday Card

by admin August 24, 2018

by admin August 24, 2018

Best 22 Funny Things to Say On A Birthday Card . A homemade birthday celebration card implies…
Birthday Party Ideas
21 Ideas for Two Years Old Birthday Party Ideas

by admin August 24, 2018

by admin August 24, 2018

21 Ideas for Two Years Old Birthday Party Ideas . Our Star or Super Star party packages…
Funny Birthday Ideas
The 21 Best Ideas for Funny Facebook Birthday Cards

by admin August 24, 2018

by admin August 24, 2018

The 21 Best Ideas for Funny Facebook Birthday Cards . When an absurd Hallmark birthday card just…
Birthday Party Ideas
Top 21 10th Birthday Party Ideas Girl

by admin August 23, 2018

by admin August 23, 2018

Top 21 10th Birthday Party Ideas Girl .1st Birthday Celebration Ideas >> Barnyard First Birthday Party Ideas…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?