Category:

Birthday

Birthday Wishes Ideas
25 Best Ideas 1st Birthday Wishes for Baby Boy

by admin September 6, 2018

by admin September 6, 2018

25 Best Ideas 1st Birthday Wishes for Baby Boy . Birthday celebrations are among the most celebrated…
Birthday Card Ideas
22 Ideas for Monkey Birthday Cards

by admin August 29, 2018

by admin August 29, 2018

22 Ideas for Monkey Birthday Cards . Make your birthday celebration welcoming stand out when you produce…
Birthday Decoration Ideas
The 23 Best Ideas for Cake Decorating Birthday Party

by admin August 28, 2018

by admin August 28, 2018

The 23 Best Ideas for Cake Decorating Birthday Party . That’s why Event City offers a big…
Birthday Quote Ideas
The top 35 Ideas About Sex and the City Birthday Quotes

by admin August 28, 2018

by admin August 28, 2018

The top 35 Ideas About Sex and the City Birthday Quotes . These birthday quotes are a…
Birthday Gift Ideas
20 Of the Best Ideas for 8 Year Old Birthday Gift Ideas

by admin August 26, 2018

by admin August 26, 2018

20 Of the Best Ideas for 8 Year Old Birthday Gift Ideas . So, if yourself are…
Birthday Gift Ideas
The Best Ideas for Little Girl Birthday Gift Ideas

by admin August 26, 2018

by admin August 26, 2018

The Best Ideas for Little Girl Birthday Gift Ideas . So, here at one place, on your…
Birthday Decoration Ideas
23 Of the Best Ideas for Star Wars Birthday Cake Decorations

by admin August 26, 2018

by admin August 26, 2018

23 Of the Best Ideas for Star Wars Birthday Cake Decorations . When it concerns birthday celebrations,…
Birthday Decoration Ideas
Best 23 Cheetah Birthday Decorations

by admin August 26, 2018

by admin August 26, 2018

Best 23 Cheetah Birthday Decorations . Balloons can be one of the most inexpensive and also simple…
Birthday Invitation Ideas
25 Of the Best Ideas for Birthday Invitations Templates

by admin August 25, 2018

by admin August 25, 2018

25 Of the Best Ideas for Birthday Invitations Templates . Prior to the wedding day, strategy in…
Birthday Gift Ideas
20 Best 17th Birthday Gift Ideas for Daughter

by admin August 25, 2018

by admin August 25, 2018

20 Best 17th Birthday Gift Ideas for Daughter . Birthday Gifts If you’re immediately after a exclusive…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?