Category:

Birthday

Birthday Decoration Ideas
23 Of the Best Ideas for Snoopy Birthday Decorations

by admin October 1, 2018

by admin October 1, 2018

23 Of the Best Ideas for Snoopy Birthday Decorations .Women’ Birthday Materials Pick From 70+ birthday patterns…
Birthday Wishes Ideas
Top 25 Birthday Wishes for A Male Friend

by admin September 28, 2018

by admin September 28, 2018

Top 25 Birthday Wishes for A Male Friend .Sending out birthday introductions has actually become a needed…
Birthday Invitation Ideas
25 Best Ideas 1 Year Old Birthday Invitations

by admin September 24, 2018

by admin September 24, 2018

25 Best Ideas 1 Year Old Birthday Invitations . There are many different ways to celebrate your…
Birthday Decoration Ideas
23 Of the Best Ideas for Easy Birthday Cake Decorating

by admin September 24, 2018

by admin September 24, 2018

23 Of the Best Ideas for Easy Birthday Cake Decorating . Balloons can be one of one…
Birthday Gift Ideas
The Best 65th Birthday Gift Ideas for Her

by admin September 22, 2018

by admin September 22, 2018

The Best 65th Birthday Gift Ideas for Her . So, if your self are shifting throughout that…
Birthday Gift Ideas
The top 20 Ideas About 18th Birthday Gift Ideas

by admin September 21, 2018

by admin September 21, 2018

The top 20 Ideas About 18th Birthday Gift Ideas . Birthday Gifts If you’re immediately after a…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes to A Wife

by admin September 20, 2018

by admin September 20, 2018

The Best Ideas for Birthday Wishes to A Wife . Birthday celebrations are among the most popular…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 6 Year Girl

by admin September 14, 2018

by admin September 14, 2018

20 Ideas for Birthday Gift Ideas for 6 Year Girl . Decide on against our large variety…
Birthday Decoration Ideas
The top 23 Ideas About Alice In Wonderland Birthday Decorations

by admin September 13, 2018

by admin September 13, 2018

The top 23 Ideas About Alice In Wonderland Birthday Decorations . Host the Ultimate Celebration with Themed…
Birthday Invitation Ideas
The 25 Best Ideas for Construction Birthday Invitations

by admin September 8, 2018

by admin September 8, 2018

The 25 Best Ideas for Construction Birthday Invitations . There are so many various ways to commemorate…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?