Category:

Birthday

Birthday Gift Ideas
The 20 Best Ideas for 70 Birthday Gift Ideas

by admin July 15, 2018

by admin July 15, 2018

The 20 Best Ideas for 70 Birthday Gift Ideas . So, in this article at one issue,…
Birthday Gift Ideas
20 Ideas for 11 Year Old Birthday Gift Ideas

by admin July 14, 2018

by admin July 14, 2018

20 Ideas for 11 Year Old Birthday Gift Ideas . Decide on in opposition to our broad…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Brother In Law

by admin July 12, 2018

by admin July 12, 2018

The 25 Best Ideas for Birthday Wishes Brother In Law .Sending out birthday greetings has become a…
Birthday Decoration Ideas
23 Best 50 and Fabulous Birthday Decorations

by admin July 11, 2018

by admin July 11, 2018

23 Best 50 and Fabulous Birthday Decorations . Host the Ultimate Celebration with Themed Birthday Celebration Event…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Wishes for Kids

by admin July 11, 2018

by admin July 11, 2018

25 Of the Best Ideas for Happy Birthday Wishes for Kids . Birthday celebrations are amongst the…
Birthday Invitation Ideas
25 Best Ideas Double Birthday Invitations

by admin July 10, 2018

by admin July 10, 2018

25 Best Ideas Double Birthday Invitations . There are numerous various methods to celebrate your birthday. Whether…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for My Girlfriend

by admin July 9, 2018

by admin July 9, 2018

The 20 Best Ideas for Birthday Gift Ideas for My Girlfriend . So, if by yourself are…
Birthday Gift Ideas
20 Of the Best Ideas for Creative 21st Birthday Gift Ideas for Him

by admin July 9, 2018

by admin July 9, 2018

20 Of the Best Ideas for Creative 21st Birthday Gift Ideas for Him .If you’re right after…
Birthday Gift Ideas
The Best 22nd Birthday Gift Ideas

by admin July 8, 2018

by admin July 8, 2018

The Best 22nd Birthday Gift Ideas . So, if yourself are moving throughout that issue of what…
Birthday Wishes Ideas
25 Ideas for Funny Birthday Wishes for Best Friend Female

by admin July 6, 2018

by admin July 6, 2018

25 Ideas for Funny Birthday Wishes for Best Friend Female .Sending birthday greetings has ended up being…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?