Category:

Birthday

Birthday Gift Ideas
20 Of the Best Ideas for Happy Birthday Gift Ideas

by admin February 6, 2019

by admin February 6, 2019

20 Of the Best Ideas for Happy Birthday Gift Ideas . Birthday Gifts If you’re just after…
Birthday Cake Ideas
The Best Ideas for Happy Birthday Cake for A Man

by admin January 24, 2019

by admin January 24, 2019

The Best Ideas for Happy Birthday Cake for A Man .The fudge icing is simply butter, icing…
Birthday Gift Ideas
Top 20 16th Birthday Gift Ideas for Boys

by admin January 14, 2019

by admin January 14, 2019

Top 20 16th Birthday Gift Ideas for Boys . So, if oneself are heading all through that…
Birthday Invitation Ideas
25 Of the Best Ideas for Willy Wonka Birthday Invitations

by admin January 10, 2019

by admin January 10, 2019

25 Of the Best Ideas for Willy Wonka Birthday Invitations . Prior to the big day, plan…
Birthday Party Ideas
21 Ideas for Princess and Knight Birthday Party Ideas

by admin January 9, 2019

by admin January 9, 2019

21 Ideas for Princess and Knight Birthday Party Ideas .First Birthday Celebration Ideas >> Barnyard First Birthday…
Birthday Cake Ideas
Best 20 Paris Birthday Cakes

by admin January 6, 2019

by admin January 6, 2019

Best 20 Paris Birthday Cakes .Birthdays are incomplete without Cakes! The method of cutting a cake on…
Birthday Decoration Ideas
The Best Ideas for Wwe Birthday Decorations

by admin December 27, 2018

by admin December 27, 2018

The Best Ideas for Wwe Birthday Decorations . Host the Ultimate Bash with Themed Birthday Party SuppliesBirthday…
Birthday Gift Ideas
The Best Ideas for 9 Year Old Birthday Gift Ideas

by admin November 14, 2018

by admin November 14, 2018

The Best Ideas for 9 Year Old Birthday Gift Ideas . So, below at one particular location,…
Birthday Gift Ideas
20 Ideas for 80th Birthday Gift Ideas for Grandma

by admin November 14, 2018

by admin November 14, 2018

20 Ideas for 80th Birthday Gift Ideas for Grandma . So, if you are heading throughout that…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Boyfriend Quotes

by admin November 13, 2018

by admin November 13, 2018

35 Best Ideas Happy Birthday Boyfriend Quotes . These birthday celebration quotes are a great location to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?