Category:

Birthday

Birthday Gift Ideas
20 Ideas for 20th Birthday Gift Ideas for Best Friend

by admin August 9, 2018

by admin August 9, 2018

20 Ideas for 20th Birthday Gift Ideas for Best Friend .If you’re immediately after a one of…
Birthday Gift Ideas
The 20 Best Ideas for 18 Year Old Birthday Gift Ideas Girl

by admin August 9, 2018

by admin August 9, 2018

The 20 Best Ideas for 18 Year Old Birthday Gift Ideas Girl . So, in this article…
Birthday Card Ideas
The Best Coloring Birthday Cards

by admin August 9, 2018

by admin August 9, 2018

The Best Coloring Birthday Cards . A homemade birthday celebration card indicates that you really did not…
Birthday Decoration Ideas
The top 23 Ideas About 70th Birthday Party Decorations

by admin August 8, 2018

by admin August 8, 2018

The top 23 Ideas About 70th Birthday Party Decorations .Girls’ Birthday Celebration Products Pick From 70+ birthday…
Birthday Card Ideas
Top 22 123 Greetings Birthday Ecard

by admin August 7, 2018

by admin August 7, 2018

Top 22 123 Greetings Birthday Ecard . Make your birthday celebration welcoming stick out when you develop…
Birthday Quote Ideas
The Best Ideas for Happy Birthday Love Quotes for Her

by admin August 6, 2018

by admin August 6, 2018

The Best Ideas for Happy Birthday Love Quotes for Her .Sending out birthday celebration greetings has come…
Birthday Invitation Ideas
Best 25 Free Printable Carnival Birthday Invitations

by admin August 5, 2018

by admin August 5, 2018

Best 25 Free Printable Carnival Birthday Invitations . Whether you’re planning a birthday celebration party for your…
Birthday Gift Ideas
Top 20 Ideas for A 60th Birthday Gift

by admin August 3, 2018

by admin August 3, 2018

Top 20 Ideas for A 60th Birthday Gift . Birthday Gifts If you’re just after a exceptional…
Birthday Wishes Ideas
Top 25 Big Sister Birthday Wishes

by admin August 3, 2018

by admin August 3, 2018

Top 25 Big Sister Birthday Wishes . Birthdays are amongst the most celebrated events of our lives.…
Birthday Invitation Ideas
25 Ideas for Personalized Hello Kitty Birthday Invitations

by admin August 2, 2018

by admin August 2, 2018

25 Ideas for Personalized Hello Kitty Birthday Invitations . Before the wedding day, strategy ahead as well…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?