Category:

Birthday

Birthday Wishes Ideas
25 Best Happy Birthday Wishes for A Best Friend

by admin July 26, 2018

by admin July 26, 2018

25 Best Happy Birthday Wishes for A Best Friend .Sending out birthday introductions has come to be…
Birthday Gift Ideas
Best 20 Gift Ideas for 1st Birthday

by admin July 25, 2018

by admin July 25, 2018

Best 20 Gift Ideas for 1st Birthday . Determine towards our large wide variety of resourceful reward…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes for son

by admin July 24, 2018

by admin July 24, 2018

25 Ideas for Birthday Wishes for son . Birthday celebrations are among the most celebrated occasions of…
Birthday Gift Ideas
The top 20 Ideas About Gift Ideas for 30th Birthday

by admin July 24, 2018

by admin July 24, 2018

The top 20 Ideas About Gift Ideas for 30th Birthday . So, if by yourself are moving…
Birthday Decoration Ideas
The Best Ideas for Mickey Mouse Birthday Decoration Ideas

by admin July 23, 2018

by admin July 23, 2018

The Best Ideas for Mickey Mouse Birthday Decoration Ideas .Girls’ Birthday Materials Choose from 70+ birthday celebration…
Funny Birthday Ideas
The 21 Best Ideas for Birthday Cards for Friends Funny

by admin July 23, 2018

by admin July 23, 2018

The 21 Best Ideas for Birthday Cards for Friends Funny . Invite to our collection of amusing…
Birthday Wishes Ideas
The Best Ideas for Inspirational Happy Birthday Wishes

by admin July 22, 2018

by admin July 22, 2018

The Best Ideas for Inspirational Happy Birthday Wishes .Sending birthday celebration greetings has come to be a…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 12 Yr Old Girl

by admin July 21, 2018

by admin July 21, 2018

The top 20 Ideas About Birthday Gift Ideas for 12 Yr Old Girl . So, if yourself…
Birthday Invitation Ideas
Best 25 Hockey Birthday Invitations

by admin July 20, 2018

by admin July 20, 2018

Best 25 Hockey Birthday Invitations . Before the wedding day, strategy in advance and also purchase your…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for Adults

by admin July 20, 2018

by admin July 20, 2018

20 Of the Best Ideas for Birthday Gift Ideas for Adults . Acquire in opposition to our…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?