Category:

Birthday

Birthday Cake Ideas
Best 20 First Birthday Cakes for Girls

by admin March 4, 2019

by admin March 4, 2019

Best 20 First Birthday Cakes for Girls .Birthdays are incomplete without Cakes! The method of reducing a…
Birthday Decoration Ideas
The top 23 Ideas About 2nd Birthday Decorations

by admin March 4, 2019

by admin March 4, 2019

The top 23 Ideas About 2nd Birthday Decorations .Women’ Birthday Celebration Supplies Pick from 70+ birthday patterns…
Birthday Cake Ideas
The 20 Best Ideas for Pictures Of Happy Birthday Cakes

by admin March 3, 2019

by admin March 3, 2019

The 20 Best Ideas for Pictures Of Happy Birthday Cakes .Birthdays are insufficient without Cakes! The method…
Birthday Party Ideas
21 Best Ideas Surprise 30th Birthday Party Ideas for Him

by admin March 2, 2019

by admin March 2, 2019

21 Best Ideas Surprise 30th Birthday Party Ideas for Him . Our Celebrity or Super Star party…
Birthday Decoration Ideas
Best 23 Rapunzel Birthday Party Decorations

by admin February 23, 2019

by admin February 23, 2019

Best 23 Rapunzel Birthday Party Decorations . Balloons can be among the most economical as well as…
Birthday Invitation Ideas
25 Best Ideas Surprise 80th Birthday Party Invitations

by admin February 15, 2019

by admin February 15, 2019

25 Best Ideas Surprise 80th Birthday Party Invitations . Whether you’re intending a birthday event for your…
Birthday Party Ideas
Top 21 50th Birthday Party Food Ideas for Adults

by admin February 14, 2019

by admin February 14, 2019

Top 21 50th Birthday Party Food Ideas for Adults . For the youngest amongst us, birthday celebration…
Birthday Gift Ideas
The 20 Best Ideas for 90th Birthday Gift Ideas for Grandma

by admin February 14, 2019

by admin February 14, 2019

The 20 Best Ideas for 90th Birthday Gift Ideas for Grandma . Birthday Gifts If you’re soon…
Birthday Invitation Ideas
The 25 Best Ideas for Tangled Birthday Invitations

by admin February 11, 2019

by admin February 11, 2019

The 25 Best Ideas for Tangled Birthday Invitations .If you’re intending a special birthday celebration for your…
Birthday Cake Ideas
Top 20 Lego Birthday Cake Ideas

by admin February 7, 2019

by admin February 7, 2019

Top 20 Lego Birthday Cake Ideas . Is it a coincidence that these birthday cake shots are…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?