Category:

Birthday

Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes for Mom In Heaven

by admin August 18, 2018

by admin August 18, 2018

The 25 Best Ideas for Birthday Wishes for Mom In Heaven . All the finest on your…
Birthday Wishes Ideas
25 Ideas for Funny 21st Birthday Wishes

by admin August 17, 2018

by admin August 17, 2018

25 Ideas for Funny 21st Birthday Wishes . Birthdays are amongst the most renowned occasions of our…
Birthday Wishes Ideas
25 Best Ideas Happy Birthday Wishes for Her

by admin August 15, 2018

by admin August 15, 2018

25 Best Ideas Happy Birthday Wishes for Her . Birthday celebrations are amongst the most celebrated events…
Birthday Quote Ideas
35 Ideas for 50th Birthday Quotes for Mom

by admin August 14, 2018

by admin August 14, 2018

35 Ideas for 50th Birthday Quotes for Mom . Our web site uses a multitude of the…
Birthday Quote Ideas
35 Ideas for Happy Birthday Quotes son

by admin August 13, 2018

by admin August 13, 2018

35 Ideas for Happy Birthday Quotes son . Our site supplies a variety of the craziest and…
Birthday Quote Ideas
Top 35 39th Birthday Quotes

by admin August 12, 2018

by admin August 12, 2018

Top 35 39th Birthday Quotes .Sending out birthday introductions has actually ended up being a needed custom…
Birthday Invitation Ideas
Best 25 Farm Birthday Invitation

by admin August 11, 2018

by admin August 11, 2018

Best 25 Farm Birthday Invitation . Whether you’re planning a birthday celebration party for your little one…
Birthday Gift Ideas
20 Best Ideas 14th Birthday Gift Ideas

by admin August 10, 2018

by admin August 10, 2018

20 Best Ideas 14th Birthday Gift Ideas . Birthday Gifts If you’re when a special birthday reward,…
Birthday Gift Ideas
The top 20 Ideas About 50th Birthday Gift Ideas for Dad From Daughter

by admin August 10, 2018

by admin August 10, 2018

The top 20 Ideas About 50th Birthday Gift Ideas for Dad From Daughter . Birthday Gifts If…
Birthday Card Ideas
Best 22 Cute Birthday Card

by admin August 9, 2018

by admin August 9, 2018

Best 22 Cute Birthday Card . A homemade birthday celebration card means that you didn’t need to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?