Category:

Birthday

Birthday Gift Ideas
The top 20 Ideas About Return Gift Ideas for 1st Birthday

by admin April 8, 2019

by admin April 8, 2019

The top 20 Ideas About Return Gift Ideas for 1st Birthday .If you’re when a one of…
Birthday Quote Ideas
Top 35 Dirty 30 Birthday Quotes

by admin April 5, 2019

by admin April 5, 2019

Top 35 Dirty 30 Birthday Quotes . These birthday quotes are an excellent place to start, however…
Birthday Gift Ideas
20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend

by admin April 2, 2019

by admin April 2, 2019

20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend .If you’re just after a…
Birthday Gift Ideas
20 Of the Best Ideas for 26th Birthday Gift Ideas for Her

by admin March 30, 2019

by admin March 30, 2019

20 Of the Best Ideas for 26th Birthday Gift Ideas for Her . So, if on your…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for toddler Girl

by admin March 28, 2019

by admin March 28, 2019

Best 20 Birthday Gift Ideas for toddler Girl . Determine towards our broad wide variety of inventive…
Birthday Party Ideas
The Best Birthday Party Ideas for 2 Year Old Girl

by admin March 27, 2019

by admin March 27, 2019

The Best Birthday Party Ideas for 2 Year Old Girl .First Birthday Ideas >> Barnyard First Birthday…
Birthday Wishes Ideas
Top 25 Birthday Wishes for Facebook Posts

by admin March 26, 2019

by admin March 26, 2019

Top 25 Birthday Wishes for Facebook Posts .Sending birthday greetings has actually become an essential practice nowadays.…
Birthday Invitation Ideas
25 Best Mickey Mouse 1st Birthday Invitations

by admin March 26, 2019

by admin March 26, 2019

25 Best Mickey Mouse 1st Birthday Invitations .If you’re planning a special birthday celebration for your kid,…
Birthday Decoration Ideas
The top 23 Ideas About Diy Birthday Decorations

by admin March 26, 2019

by admin March 26, 2019

The top 23 Ideas About Diy Birthday Decorations . Balloons can be one of the most economical…
Birthday Cake Ideas
20 Ideas for Disney World Birthday Cakes

by admin March 25, 2019

by admin March 25, 2019

20 Ideas for Disney World Birthday Cakes .An optimal birthday celebration scene is close friends and household…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?