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Birthday Wishes Ideas

Birthday Wishes Ideas
Top 25 Birthday Wishes for Kid Girl

by admin May 1, 2022

by admin May 1, 2022

Top 25 Birthday Wishes for Kid Girl .Sending birthday introductions has actually become an essential tradition nowadays.…
Birthday Wishes Ideas
25 Best Funny Birthday Wishes for Friends

by admin February 23, 2022

by admin February 23, 2022

25 Best Funny Birthday Wishes for Friends . I am happy that you are a part of…
Birthday Wishes Ideas
Top 25 Happy Birthday Wishes Husband

by admin January 17, 2022

by admin January 17, 2022

Top 25 Happy Birthday Wishes Husband .Sending birthday greetings has actually ended up being a needed custom…
Birthday Wishes Ideas
Best 25 Birthday Wishes for A Husband

by admin December 13, 2021

by admin December 13, 2021

Best 25 Birthday Wishes for A Husband .Sending birthday celebration greetings has ended up being an essential…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes to My Love

by admin November 11, 2021

by admin November 11, 2021

25 Ideas for Birthday Wishes to My Love . Birthdays are amongst the most renowned occasions of…
Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes for A Daughter

by admin October 22, 2021

by admin October 22, 2021

The top 25 Ideas About Happy Birthday Wishes for A Daughter . All the finest on your…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Wishes to Best Friend

by admin October 18, 2021

by admin October 18, 2021

25 Of the Best Ideas for Happy Birthday Wishes to Best Friend .Sending out birthday celebration introductions…
Birthday Wishes Ideas
25 Ideas for Sentimental Birthday Wishes

by admin October 17, 2021

by admin October 17, 2021

25 Ideas for Sentimental Birthday Wishes . Birthday celebrations are among the most popular events of our…
Birthday Wishes Ideas
25 Of the Best Ideas for Funny Spanish Birthday Wishes

by admin October 9, 2021

by admin October 9, 2021

25 Of the Best Ideas for Funny Spanish Birthday Wishes . All the finest on your birthday…
Birthday Wishes Ideas
25 Best Ideas Happy 3rd Birthday Wishes

by admin September 24, 2021

by admin September 24, 2021

25 Best Ideas Happy 3rd Birthday Wishes .Sending birthday celebration greetings has become a required practice nowadays.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?