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Birthday Wishes Ideas

Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Daddy

by admin March 23, 2024

by admin March 23, 2024

The top 25 Ideas About Birthday Wishes for Daddy .Sending birthday greetings has actually become a required…
Birthday Wishes Ideas
25 Best Ideas Happy Birthday Wishes Love

by admin February 20, 2024

by admin February 20, 2024

25 Best Ideas Happy Birthday Wishes Love . All the finest on your birthday! Happy birthday close…
Birthday Wishes Ideas
Top 25 Grandma Birthday Wishes

by admin February 3, 2024

by admin February 3, 2024

Top 25 Grandma Birthday Wishes . All the finest on your birthday! Happy birthday good friend! Happy,…
Birthday Wishes Ideas
Best 25 Birthday Wishes Flowers

by admin November 29, 2023

by admin November 29, 2023

Best 25 Birthday Wishes Flowers .Sending birthday introductions has actually become an essential custom these days. It…
Birthday Wishes Ideas
25 Ideas for Www.birthday Wishes

by admin November 4, 2023

by admin November 4, 2023

25 Ideas for Www.birthday Wishes . Birthday celebrations are amongst the most well known events of our…
Birthday Wishes Ideas
Top 25 Birthday Wishes Youtube

by admin October 20, 2023

by admin October 20, 2023

Top 25 Birthday Wishes Youtube . All the best on your birthday! Satisfied birthday celebration friend! Pleased,…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes for A Sister

by admin October 19, 2023

by admin October 19, 2023

The Best Ideas for Birthday Wishes for A Sister .Sending birthday greetings has come to be a…
Birthday Wishes Ideas
Top 25 the Best Happy Birthday Wishes

by admin September 9, 2023

by admin September 9, 2023

Top 25 the Best Happy Birthday Wishes . Birthday celebrations are amongst the most well known occasions…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes Video

by admin July 31, 2023

by admin July 31, 2023

25 Ideas for Birthday Wishes Video . Birthdays are among one of the most popular events of…
Birthday Wishes Ideas
25 Best Happy Birthday Wishes to Daughter

by admin July 19, 2023

by admin July 19, 2023

25 Best Happy Birthday Wishes to Daughter . I am grateful that you are a part of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?