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Birthday Wishes Ideas

Birthday Wishes Ideas
Top 25 Big Sister Birthday Wishes

by admin August 3, 2018

by admin August 3, 2018

Top 25 Big Sister Birthday Wishes . Birthdays are amongst the most celebrated events of our lives.…
Birthday Wishes Ideas
The top 25 Ideas About Thanks for Birthday Wishes

by admin July 29, 2018

by admin July 29, 2018

The top 25 Ideas About Thanks for Birthday Wishes . All the finest on your birthday celebration!…
Birthday Wishes Ideas
25 Best Happy Birthday Wishes for A Best Friend

by admin July 26, 2018

by admin July 26, 2018

25 Best Happy Birthday Wishes for A Best Friend .Sending out birthday introductions has come to be…
Birthday Wishes Ideas
25 Ideas for Birthday Wishes for son

by admin July 24, 2018

by admin July 24, 2018

25 Ideas for Birthday Wishes for son . Birthday celebrations are among the most celebrated occasions of…
Birthday Wishes Ideas
The Best Ideas for Inspirational Happy Birthday Wishes

by admin July 22, 2018

by admin July 22, 2018

The Best Ideas for Inspirational Happy Birthday Wishes .Sending birthday celebration greetings has come to be a…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Brother In Law

by admin July 12, 2018

by admin July 12, 2018

The 25 Best Ideas for Birthday Wishes Brother In Law .Sending out birthday greetings has become a…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Wishes for Kids

by admin July 11, 2018

by admin July 11, 2018

25 Of the Best Ideas for Happy Birthday Wishes for Kids . Birthday celebrations are amongst the…
Birthday Wishes Ideas
25 Ideas for Funny Birthday Wishes for Best Friend Female

by admin July 6, 2018

by admin July 6, 2018

25 Ideas for Funny Birthday Wishes for Best Friend Female .Sending birthday greetings has ended up being…
Birthday Wishes Ideas
Best 25 Birthday Wishes Friend

by admin July 4, 2018

by admin July 4, 2018

Best 25 Birthday Wishes Friend . I am thankful that you are a part of my life.…
Birthday Wishes Ideas
The 25 Best Ideas for Kids Birthday Wishes

by admin July 1, 2018

by admin July 1, 2018

The 25 Best Ideas for Kids Birthday Wishes . All the best on your birthday! Delighted birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?