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Birthday Wishes Ideas

Birthday Wishes Ideas
25 Best Ideas Mom Birthday Wishes

by admin November 1, 2018

by admin November 1, 2018

25 Best Ideas Mom Birthday Wishes . Birthdays are among one of the most celebrated occasions of…
Birthday Wishes Ideas
Top 25 Birthday Wishes for Baby Boy

by admin October 29, 2018

by admin October 29, 2018

Top 25 Birthday Wishes for Baby Boy . Birthday celebrations are among the most popular events of…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Your Daughter

by admin October 29, 2018

by admin October 29, 2018

The top 25 Ideas About Birthday Wishes for Your Daughter . Birthdays are amongst one of the…
Birthday Wishes Ideas
25 Ideas for Free Birthday Wishes

by admin October 17, 2018

by admin October 17, 2018

25 Ideas for Free Birthday Wishes . All the finest on your birthday! Delighted birthday celebration friend!…
Birthday Wishes Ideas
The Best Milestone Birthday Wishes

by admin October 11, 2018

by admin October 11, 2018

The Best Milestone Birthday Wishes . Birthday celebrations are among the most renowned events of our lives.…
Birthday Wishes Ideas
25 Best Ideas Naked Birthday Wishes

by admin October 8, 2018

by admin October 8, 2018

25 Best Ideas Naked Birthday Wishes . Birthday celebrations are amongst one of the most renowned occasions…
Birthday Wishes Ideas
Top 25 Birthday Wishes for A Male Friend

by admin September 28, 2018

by admin September 28, 2018

Top 25 Birthday Wishes for A Male Friend .Sending out birthday introductions has actually become a needed…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes to A Wife

by admin September 20, 2018

by admin September 20, 2018

The Best Ideas for Birthday Wishes to A Wife . Birthday celebrations are among the most popular…
Birthday Wishes Ideas
25 Best Ideas 1st Birthday Wishes for Baby Boy

by admin September 6, 2018

by admin September 6, 2018

25 Best Ideas 1st Birthday Wishes for Baby Boy . Birthday celebrations are among the most celebrated…
Birthday Wishes Ideas
25 Ideas for 13th Birthday Wishes

by admin August 25, 2018

by admin August 25, 2018

25 Ideas for 13th Birthday Wishes . Birthday celebrations are among the most renowned occasions of our…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?