Category:

Birthday Wishes Ideas

Birthday Wishes Ideas
25 Best Ideas Redneck Birthday Wishes

by admin August 27, 2019

by admin August 27, 2019

25 Best Ideas Redneck Birthday Wishes . I am thankful that you are a part of my…
Birthday Wishes Ideas
Best 25 Religious Happy Birthday Wishes

by admin August 11, 2019

by admin August 11, 2019

Best 25 Religious Happy Birthday Wishes .Sending birthday celebration introductions has actually come to be an essential…
Birthday Wishes Ideas
The top 25 Ideas About 2nd Birthday Wishes

by admin August 7, 2019

by admin August 7, 2019

The top 25 Ideas About 2nd Birthday Wishes . All the finest on your birthday! Pleased birthday…
Birthday Wishes Ideas
25 Of the Best Ideas for Sexy Birthday Wishes

by admin July 22, 2019

by admin July 22, 2019

25 Of the Best Ideas for Sexy Birthday Wishes .Sending out birthday celebration greetings has actually ended…
Birthday Wishes Ideas
The top 25 Ideas About Happy Birthday Wishes to My Daughter From Mom

by admin July 18, 2019

by admin July 18, 2019

The top 25 Ideas About Happy Birthday Wishes to My Daughter From Mom . All the ideal…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes for Friend

by admin July 11, 2019

by admin July 11, 2019

The Best Ideas for Birthday Wishes for Friend . Birthday celebrations are amongst one of the most…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Girlfriend

by admin July 7, 2019

by admin July 7, 2019

The top 25 Ideas About Birthday Wishes for Girlfriend .Sending birthday celebration greetings has become a needed…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Dad Wishes

by admin July 4, 2019

by admin July 4, 2019

25 Of the Best Ideas for Happy Birthday Dad Wishes .Sending out birthday introductions has actually become…
Birthday Wishes Ideas
25 Best Happy 18th Birthday Wishes to My son

by admin June 8, 2019

by admin June 8, 2019

25 Best Happy 18th Birthday Wishes to My son . Birthday celebrations are among the most well…
Birthday Wishes Ideas
25 Ideas for Special Birthday Wishes for Daughter

by admin May 19, 2019

by admin May 19, 2019

25 Ideas for Special Birthday Wishes for Daughter .Sending birthday celebration greetings has ended up being a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?