Category:

Birthday Wishes Ideas

Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Brother In Law

by admin May 7, 2025

by admin May 7, 2025

The 25 Best Ideas for Birthday Wishes Brother In Law .Sending out birthday greetings has become a…
Birthday Wishes Ideas
25 Of the Best Ideas for Happy Birthday Wishes for Kids

by admin May 2, 2025

by admin May 2, 2025

25 Of the Best Ideas for Happy Birthday Wishes for Kids . Birthday celebrations are amongst the…
Birthday Wishes Ideas
25 Ideas for Funny Birthday Wishes for Best Friend Female

by admin April 10, 2025

by admin April 10, 2025

25 Ideas for Funny Birthday Wishes for Best Friend Female .Sending birthday greetings has ended up being…
Birthday Wishes Ideas
Best 25 Birthday Wishes Friend

by admin April 4, 2025

by admin April 4, 2025

Best 25 Birthday Wishes Friend . I am thankful that you are a part of my life.…
Birthday Wishes Ideas
The 25 Best Ideas for Kids Birthday Wishes

by admin March 22, 2025

by admin March 22, 2025

The 25 Best Ideas for Kids Birthday Wishes . All the best on your birthday! Delighted birthday…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Belated

by admin October 29, 2024

by admin October 29, 2024

The 25 Best Ideas for Birthday Wishes Belated .Sending birthday introductions has come to be a required…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes for Sisters

by admin September 24, 2024

by admin September 24, 2024

The Best Ideas for Birthday Wishes for Sisters . All the best on your birthday celebration! Happy…
Birthday Wishes Ideas
Best 25 Birthday Wishes for A Girlfriend

by admin July 9, 2024

by admin July 9, 2024

Best 25 Birthday Wishes for A Girlfriend . All the ideal on your birthday celebration! Happy birthday…
Birthday Wishes Ideas
The Best Late Happy Birthday Wishes

by admin June 22, 2024

by admin June 22, 2024

The Best Late Happy Birthday Wishes . All the finest on your birthday celebration! Happy birthday celebration…
Birthday Wishes Ideas
The Best Ideas for Happy Birthday Wishes for Friend

by admin June 5, 2024

by admin June 5, 2024

The Best Ideas for Happy Birthday Wishes for Friend . All the best on your birthday! Satisfied…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?