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Birthday Quote Ideas

Birthday Quote Ideas
Top 35 Happy Birthday Grandson Quotes

by admin June 13, 2019

by admin June 13, 2019

Top 35 Happy Birthday Grandson Quotes .Sending birthday introductions has ended up being an essential custom these…
Birthday Quote Ideas
35 Ideas for Happy Birthday Quotes to A Friend

by admin May 31, 2019

by admin May 31, 2019

35 Ideas for Happy Birthday Quotes to A Friend .Sending out birthday greetings has come to be…
Birthday Quote Ideas
35 Best Happy Birthday Quotes for Him

by admin May 3, 2019

by admin May 3, 2019

35 Best Happy Birthday Quotes for Him . Birthday celebration quotes are also at times amusing birthday…
Birthday Quote Ideas
35 Best Birthday Mother Quotes

by admin April 8, 2019

by admin April 8, 2019

35 Best Birthday Mother Quotes . Birthday quotes are also at times funny birthday wishes. We specifically…
Birthday Quote Ideas
Top 35 Dirty 30 Birthday Quotes

by admin April 5, 2019

by admin April 5, 2019

Top 35 Dirty 30 Birthday Quotes . These birthday quotes are an excellent place to start, however…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Boyfriend Quotes

by admin November 13, 2018

by admin November 13, 2018

35 Best Ideas Happy Birthday Boyfriend Quotes . These birthday celebration quotes are a great location to…
Birthday Quote Ideas
35 Best Ideas Alice In Wonderland Birthday Quotes

by admin November 10, 2018

by admin November 10, 2018

35 Best Ideas Alice In Wonderland Birthday Quotes . Birthday celebration quotes are likewise at times funny…
Birthday Quote Ideas
The Best Meaningful Birthday Quotes

by admin October 31, 2018

by admin October 31, 2018

The Best Meaningful Birthday Quotes . Birthday celebration quotes are also at times amusing birthday celebration wishes.…
Birthday Quote Ideas
The top 35 Ideas About Happy Birthday Quotes for Daughter

by admin October 4, 2018

by admin October 4, 2018

The top 35 Ideas About Happy Birthday Quotes for Daughter . Birthday quotes are likewise at times…
Birthday Quote Ideas
The top 35 Ideas About Sex and the City Birthday Quotes

by admin August 28, 2018

by admin August 28, 2018

The top 35 Ideas About Sex and the City Birthday Quotes . These birthday quotes are a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?