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Birthday Party Ideas

Birthday Party Ideas
21 Ideas for 11 Yr Old Boy Birthday Party Ideas

by admin June 28, 2019

by admin June 28, 2019

21 Ideas for 11 Yr Old Boy Birthday Party Ideas .First Birthday Celebration Ideas >> Barnyard First…
Birthday Party Ideas
Top 21 Lilo and Stitch Birthday Party Ideas

by admin June 23, 2019

by admin June 23, 2019

Top 21 Lilo and Stitch Birthday Party Ideas .1st Birthday Celebration Ideas >> Barnyard First Birthday Party…
Birthday Party Ideas
21 Best Ideas 9 Year Old Boy Birthday Party Ideas at Home

by admin June 21, 2019

by admin June 21, 2019

21 Best Ideas 9 Year Old Boy Birthday Party Ideas at Home . For the youngest amongst…
Birthday Party Ideas
Best 21 Mario Party Ideas Birthday

by admin June 19, 2019

by admin June 19, 2019

Best 21 Mario Party Ideas Birthday . Our Celebrity or Super Star party bundles are perfect for…
Birthday Party Ideas
Top 21 Birthday Party Ideas Colorado Springs

by admin June 16, 2019

by admin June 16, 2019

Top 21 Birthday Party Ideas Colorado Springs . Our Star or Super Star party plans are perfect…
Birthday Party Ideas
The 21 Best Ideas for Paw Patrol 1st Birthday Party Ideas

by admin May 21, 2019

by admin May 21, 2019

The 21 Best Ideas for Paw Patrol 1st Birthday Party Ideas . For the youngest amongst us,…
Birthday Party Ideas
21 Of the Best Ideas for Best Birthday Party Ideas for Adults

by admin May 17, 2019

by admin May 17, 2019

21 Of the Best Ideas for Best Birthday Party Ideas for Adults .1st Birthday Ideas >> Barnyard…
Birthday Party Ideas
21 Best Ideas What are some Fun Birthday Party Ideas for 13 Year Olds

by admin May 6, 2019

by admin May 6, 2019

21 Best Ideas What are some Fun Birthday Party Ideas for 13 Year Olds . For the…
Birthday Party Ideas
21 Best Ideas Ideas for Boy Birthday Party

by admin May 3, 2019

by admin May 3, 2019

21 Best Ideas Ideas for Boy Birthday Party .1st Birthday Ideas >> Barnyard First Birthday Celebration Party…
Birthday Party Ideas
21 Best 3rd Birthday Party Ideas for Girl

by admin April 9, 2019

by admin April 9, 2019

21 Best 3rd Birthday Party Ideas for Girl . For the youngest among us, birthday celebration celebrations…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?