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Birthday Gift Ideas

Birthday Gift Ideas
Top 20 60th Birthday Gift Ideas for Her

by admin January 31, 2023

by admin January 31, 2023

Top 20 60th Birthday Gift Ideas for Her .If you’re as soon as a distinctive birthday present,…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 10 Year Old Girl

by admin January 12, 2023

by admin January 12, 2023

20 Of the Best Ideas for Birthday Gift Ideas for 10 Year Old Girl . Get versus…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for Teachers

by admin December 25, 2022

by admin December 25, 2022

The top 20 Ideas About Birthday Gift Ideas for Teachers . So, in this article at a…
Birthday Gift Ideas
20 Best Ideas Birthday Gift for Him Ideas

by admin December 25, 2022

by admin December 25, 2022

20 Best Ideas Birthday Gift for Him Ideas . Birthday Gifts If you’re soon after a special…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for New Moms

by admin November 13, 2022

by admin November 13, 2022

The 20 Best Ideas for Birthday Gift Ideas for New Moms .If you’re soon after a exclusive…
Birthday Gift Ideas
20 Best Ideas 7 Year Old Boy Birthday Gift Ideas

by admin October 29, 2022

by admin October 29, 2022

20 Best Ideas 7 Year Old Boy Birthday Gift Ideas .If you’re as soon as a one…
Birthday Gift Ideas
20 Best Ideas 50th Birthday Gift Ideas for Best Friend

by admin October 18, 2022

by admin October 18, 2022

20 Best Ideas 50th Birthday Gift Ideas for Best Friend .If you’re the moment a exclusive birthday…
Birthday Gift Ideas
The Best Birthday Gift Ideas for 18 Year Old Boy

by admin October 17, 2022

by admin October 17, 2022

The Best Birthday Gift Ideas for 18 Year Old Boy . Birthday Gifts If you’re following a…
Birthday Gift Ideas
20 Ideas for 16th Birthday Gift Ideas for Girl

by admin September 25, 2022

by admin September 25, 2022

20 Ideas for 16th Birthday Gift Ideas for Girl .If you’re following a special birthday present, then…
Birthday Gift Ideas
The Best Ideas for 50th Birthday Gift Ideas for Women

by admin September 4, 2022

by admin September 4, 2022

The Best Ideas for 50th Birthday Gift Ideas for Women . Birthday Gifts If you’re right after…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?