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Birthday Gift Ideas

Birthday Gift Ideas
The Best Birthday Gift Ideas for Your Wife

by admin April 8, 2023

by admin April 8, 2023

The Best Birthday Gift Ideas for Your Wife . Birthday Gifts If you’re following a exclusive birthday…
Birthday Gift Ideas
20 Best Ideas for Husbands Birthday Gift

by admin March 30, 2023

by admin March 30, 2023

20 Best Ideas for Husbands Birthday Gift .If you’re soon after a distinctive birthday present, then you’ve…
Birthday Gift Ideas
20 Best Ideas 50th Birthday Gift Ideas for Wife

by admin March 5, 2023

by admin March 5, 2023

20 Best Ideas 50th Birthday Gift Ideas for Wife . So, below at one desired destination, by…
Birthday Gift Ideas
Best 20 Good Gift Ideas for Boyfriends Birthday

by admin February 16, 2023

by admin February 16, 2023

Best 20 Good Gift Ideas for Boyfriends Birthday . So, if by yourself are transferring throughout that…
Birthday Gift Ideas
20 Best Ideas Diy Birthday Gift Ideas for Best Friend

by admin February 5, 2023

by admin February 5, 2023

20 Best Ideas Diy Birthday Gift Ideas for Best Friend . Come to a decision in opposition…
Birthday Gift Ideas
Top 20 60th Birthday Gift Ideas for Her

by admin January 31, 2023

by admin January 31, 2023

Top 20 60th Birthday Gift Ideas for Her .If you’re as soon as a distinctive birthday present,…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 10 Year Old Girl

by admin January 12, 2023

by admin January 12, 2023

20 Of the Best Ideas for Birthday Gift Ideas for 10 Year Old Girl . Get versus…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for Teachers

by admin December 25, 2022

by admin December 25, 2022

The top 20 Ideas About Birthday Gift Ideas for Teachers . So, in this article at a…
Birthday Gift Ideas
20 Best Ideas Birthday Gift for Him Ideas

by admin December 25, 2022

by admin December 25, 2022

20 Best Ideas Birthday Gift for Him Ideas . Birthday Gifts If you’re soon after a special…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for New Moms

by admin November 13, 2022

by admin November 13, 2022

The 20 Best Ideas for Birthday Gift Ideas for New Moms .If you’re soon after a exclusive…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?