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Birthday Gift Ideas

Birthday Gift Ideas
20 Best Ideas 80th Birthday Gift Ideas for Dad

by admin June 15, 2018

by admin June 15, 2018

20 Best Ideas 80th Birthday Gift Ideas for Dad . So, in this article at just one…
Birthday Gift Ideas
20 Ideas for Teenage Girls Birthday Gift Ideas

by admin June 15, 2018

by admin June 15, 2018

20 Ideas for Teenage Girls Birthday Gift Ideas . Consider against our wide amount of innovative reward…
Birthday Gift Ideas
Best 20 50th Birthday Gift Ideas for Brother

by admin June 12, 2018

by admin June 12, 2018

Best 20 50th Birthday Gift Ideas for Brother . So, if on your own are going throughout…
Birthday Gift Ideas
The 20 Best Ideas for Gift Ideas for Sisters Birthday

by admin June 10, 2018

by admin June 10, 2018

The 20 Best Ideas for Gift Ideas for Sisters Birthday . So, if your self are going…
Birthday Gift Ideas
The 20 Best Ideas for 18th Birthday Gift Ideas for Girlfriend

by admin June 9, 2018

by admin June 9, 2018

The 20 Best Ideas for 18th Birthday Gift Ideas for Girlfriend . Pick out versus our broad…
Birthday Gift Ideas
The Best 50th Birthday Gift Ideas Sister

by admin June 7, 2018

by admin June 7, 2018

The Best 50th Birthday Gift Ideas Sister . Just take versus our wide quantity of imaginative reward…
Birthday Gift Ideas
Best 20 Male 60th Birthday Gift Ideas

by admin June 7, 2018

by admin June 7, 2018

Best 20 Male 60th Birthday Gift Ideas . Just take towards our huge range of inventive reward…
Birthday Gift Ideas
The top 20 Ideas About 19th Birthday Gift Ideas for Guys

by admin June 6, 2018

by admin June 6, 2018

The top 20 Ideas About 19th Birthday Gift Ideas for Guys . Birthday Gifts If you’re once…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 12 Year Old Girl

by admin June 5, 2018

by admin June 5, 2018

20 Of the Best Ideas for Birthday Gift Ideas for 12 Year Old Girl . Take from…
Birthday Gift Ideas
20 Best 70th Birthday Gift Ideas for Men

by admin June 1, 2018

by admin June 1, 2018

20 Best 70th Birthday Gift Ideas for Men . So, if by yourself are shifting for the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?