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Birthday Gift Ideas

Birthday Gift Ideas
The top 20 Ideas About Return Gift Ideas for 1st Birthday

by admin April 8, 2019

by admin April 8, 2019

The top 20 Ideas About Return Gift Ideas for 1st Birthday .If you’re when a one of…
Birthday Gift Ideas
20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend

by admin April 2, 2019

by admin April 2, 2019

20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend .If you’re just after a…
Birthday Gift Ideas
20 Of the Best Ideas for 26th Birthday Gift Ideas for Her

by admin March 30, 2019

by admin March 30, 2019

20 Of the Best Ideas for 26th Birthday Gift Ideas for Her . So, if on your…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for toddler Girl

by admin March 28, 2019

by admin March 28, 2019

Best 20 Birthday Gift Ideas for toddler Girl . Determine towards our broad wide variety of inventive…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 13 Year Old Boy

by admin March 19, 2019

by admin March 19, 2019

20 Best Birthday Gift Ideas for 13 Year Old Boy . So, if you are going in…
Birthday Gift Ideas
The top 20 Ideas About Gift Ideas for Mother's Birthday

by admin March 16, 2019

by admin March 16, 2019

The top 20 Ideas About Gift Ideas for Mother&#039;s Birthday .If you’re when a one of a…
Birthday Gift Ideas
The 20 Best Ideas for 90th Birthday Gift Ideas for Grandma

by admin February 14, 2019

by admin February 14, 2019

The 20 Best Ideas for 90th Birthday Gift Ideas for Grandma . Birthday Gifts If you’re soon…
Birthday Gift Ideas
20 Of the Best Ideas for Happy Birthday Gift Ideas

by admin February 6, 2019

by admin February 6, 2019

20 Of the Best Ideas for Happy Birthday Gift Ideas . Birthday Gifts If you’re just after…
Birthday Gift Ideas
Top 20 16th Birthday Gift Ideas for Boys

by admin January 14, 2019

by admin January 14, 2019

Top 20 16th Birthday Gift Ideas for Boys . So, if oneself are heading all through that…
Birthday Gift Ideas
The Best Ideas for 9 Year Old Birthday Gift Ideas

by admin November 14, 2018

by admin November 14, 2018

The Best Ideas for 9 Year Old Birthday Gift Ideas . So, below at one particular location,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?