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Birthday Gift Ideas

Birthday Gift Ideas
The 20 Best Ideas for 6 Yr Old Girl Birthday Gift Ideas

by admin June 1, 2019

by admin June 1, 2019

The 20 Best Ideas for 6 Yr Old Girl Birthday Gift Ideas . So, listed here at…
Birthday Gift Ideas
Best 20 25th Birthday Gift Ideas for Sister

by admin June 1, 2019

by admin June 1, 2019

Best 20 25th Birthday Gift Ideas for Sister . So, if on your own are likely for…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for 70 Year Old Woman

by admin May 31, 2019

by admin May 31, 2019

Best 20 Birthday Gift Ideas for 70 Year Old Woman . So, if on your own are…
Birthday Gift Ideas
The top 20 Ideas About Gift Ideas for 90th Birthday

by admin May 28, 2019

by admin May 28, 2019

The top 20 Ideas About Gift Ideas for 90th Birthday . Birthday Gifts If you’re right after…
Birthday Gift Ideas
The Best Handmade Birthday Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

The Best Handmade Birthday Gift Ideas .If you’re once a special birthday gift, then you’ve come toward…
Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 60 Year Old Woman

by admin May 24, 2019

by admin May 24, 2019

20 Best Ideas Birthday Gift Ideas for 60 Year Old Woman .If you’re at the time a…
Birthday Gift Ideas
The top 20 Ideas About 70th Birthday Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

The top 20 Ideas About 70th Birthday Gift Ideas . Get towards our vast assortment of resourceful…
Birthday Gift Ideas
The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend

by admin May 19, 2019

by admin May 19, 2019

The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend . Come to a decision versus…
Birthday Gift Ideas
The 20 Best Ideas for 31st Birthday Gift Ideas for Her

by admin May 18, 2019

by admin May 18, 2019

The 20 Best Ideas for 31st Birthday Gift Ideas for Her . So, right here at a…
Birthday Gift Ideas
The 20 Best Ideas for 21st Birthday Gift Ideas for Men

by admin May 16, 2019

by admin May 16, 2019

The 20 Best Ideas for 21st Birthday Gift Ideas for Men . Birthday Gifts If you’re after…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?