Category:

Birthday Gift Ideas

Birthday Gift Ideas
Best 20 1 Yr Old Boy Birthday Gift Ideas

by admin July 20, 2019

by admin July 20, 2019

Best 20 1 Yr Old Boy Birthday Gift Ideas . Make a decision towards our huge wide…
Birthday Gift Ideas
20 Best Ideas Long Distance Birthday Gift Ideas

by admin July 17, 2019

by admin July 17, 2019

20 Best Ideas Long Distance Birthday Gift Ideas . Choose versus our extensive amount of resourceful gift…
Birthday Gift Ideas
The Best 80 Year Old Birthday Gift Ideas

by admin July 12, 2019

by admin July 12, 2019

The Best 80 Year Old Birthday Gift Ideas . So, if by yourself are moving all through…
Birthday Gift Ideas
20 Best Ideas 40th Birthday Gift Ideas for Daughter

by admin July 12, 2019

by admin July 12, 2019

20 Best Ideas 40th Birthday Gift Ideas for Daughter . Make your mind up in opposition to…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for Two Year Old Boy

by admin July 8, 2019

by admin July 8, 2019

20 Ideas for Birthday Gift Ideas for Two Year Old Boy . So, listed here at 1…
Birthday Gift Ideas
20 Of the Best Ideas for Homemade Birthday Gift Ideas for Best Friend

by admin July 7, 2019

by admin July 7, 2019

20 Of the Best Ideas for Homemade Birthday Gift Ideas for Best Friend .If you’re after a…
Birthday Gift Ideas
The 20 Best Ideas for 45th Birthday Gift Ideas for Her

by admin July 7, 2019

by admin July 7, 2019

The 20 Best Ideas for 45th Birthday Gift Ideas for Her . So, listed here at just…
Birthday Gift Ideas
20 Of the Best Ideas for 50th Birthday Gift Ideas for Mom

by admin July 6, 2019

by admin July 6, 2019

20 Of the Best Ideas for 50th Birthday Gift Ideas for Mom .If you’re right after a…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for Grandma From Grandchildren

by admin July 5, 2019

by admin July 5, 2019

20 Ideas for Birthday Gift Ideas for Grandma From Grandchildren .If you’re just after a special birthday…
Birthday Gift Ideas
20 Best Female 30th Birthday Gift Ideas

by admin July 4, 2019

by admin July 4, 2019

20 Best Female 30th Birthday Gift Ideas .If you’re just after a exclusive birthday present, then you’ve…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?