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Birthday Gift Ideas

Birthday Gift Ideas
20 Ideas for 30 Yr Old Birthday Gift Ideas

by admin December 23, 2019

by admin December 23, 2019

20 Ideas for 30 Yr Old Birthday Gift Ideas . Make a decision versus our wide wide…
Birthday Gift Ideas
Best 20 20th Birthday Gift Ideas for Her

by admin December 20, 2019

by admin December 20, 2019

Best 20 20th Birthday Gift Ideas for Her . Pick out from our broad amount of imaginative…
Birthday Gift Ideas
20 Of the Best Ideas for 40th Birthday Gift Ideas for Men Funny

by admin December 16, 2019

by admin December 16, 2019

20 Of the Best Ideas for 40th Birthday Gift Ideas for Men Funny . So, if on…
Birthday Gift Ideas
20 Best Ideas Girls First Birthday Gift Ideas

by admin December 13, 2019

by admin December 13, 2019

20 Best Ideas Girls First Birthday Gift Ideas . Get against our huge selection of innovative gift…
Birthday Gift Ideas
Top 20 13th Birthday Gift Ideas for Girl

by admin December 13, 2019

by admin December 13, 2019

Top 20 13th Birthday Gift Ideas for Girl . Pick in opposition to our extensive range of…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 10 Year Old Daughter

by admin December 7, 2019

by admin December 7, 2019

The top 20 Ideas About Birthday Gift Ideas for 10 Year Old Daughter . So, right here…
Birthday Gift Ideas
20 Of the Best Ideas for 30th Girl Birthday Gift Ideas

by admin December 4, 2019

by admin December 4, 2019

20 Of the Best Ideas for 30th Girl Birthday Gift Ideas . Come to a decision from…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 1 Year Old Girl

by admin December 3, 2019

by admin December 3, 2019

20 Ideas for Birthday Gift Ideas for 1 Year Old Girl . Select from our vast selection…
Birthday Gift Ideas
The Best Ideas for 17th Birthday Gift Ideas

by admin December 1, 2019

by admin December 1, 2019

The Best Ideas for 17th Birthday Gift Ideas . So, if by yourself are going all through…
Birthday Gift Ideas
The top 20 Ideas About 60th Birthday Gift Ideas for Women

by admin November 29, 2019

by admin November 29, 2019

The top 20 Ideas About 60th Birthday Gift Ideas for Women . So, listed here at a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?