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Birthday Gift Ideas

Birthday Gift Ideas
20 Best 70th Birthday Gift Ideas for Her

by admin March 15, 2020

by admin March 15, 2020

20 Best 70th Birthday Gift Ideas for Her . Birthday Gifts If you’re immediately after a distinctive…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas 12 Year Old Boy

by admin March 15, 2020

by admin March 15, 2020

20 Of the Best Ideas for Birthday Gift Ideas 12 Year Old Boy . Choose in opposition…
Birthday Gift Ideas
20 Best Creative 30th Birthday Gift Ideas for Her

by admin March 8, 2020

by admin March 8, 2020

20 Best Creative 30th Birthday Gift Ideas for Her . So, listed here at a single destination,…
Birthday Gift Ideas
The Best Ideas for Creative 30th Birthday Gift Ideas for Him

by admin February 27, 2020

by admin February 27, 2020

The Best Ideas for Creative 30th Birthday Gift Ideas for Him .If you’re once a unique birthday…
Birthday Gift Ideas
20 Best Ideas Gift Ideas for Dads Birthday From Daughter

by admin February 25, 2020

by admin February 25, 2020

20 Best Ideas Gift Ideas for Dads Birthday From Daughter . So, right here at a person…
Birthday Gift Ideas
20 Of the Best Ideas for 10 Yr Old Girl Birthday Gift Ideas

by admin February 22, 2020

by admin February 22, 2020

20 Of the Best Ideas for 10 Yr Old Girl Birthday Gift Ideas .If you’re following a…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 70 Year Old Man

by admin February 21, 2020

by admin February 21, 2020

20 Of the Best Ideas for Birthday Gift Ideas for 70 Year Old Man . Acquire from…
Birthday Gift Ideas
20 Best 30th Birthday Gift Ideas for Daughter

by admin February 14, 2020

by admin February 14, 2020

20 Best 30th Birthday Gift Ideas for Daughter . So, if oneself are relocating throughout that problem…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for 8 Yr Old Girl

by admin February 9, 2020

by admin February 9, 2020

Best 20 Birthday Gift Ideas for 8 Yr Old Girl . So, right here at one particular…
Birthday Gift Ideas
The top 20 Ideas About 3 Yr Old Birthday Gift Ideas

by admin February 7, 2020

by admin February 7, 2020

The top 20 Ideas About 3 Yr Old Birthday Gift Ideas .If you’re just after a unique…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?