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Birthday Gift Ideas

Birthday Gift Ideas
The Best Male Birthday Gift Ideas

by admin August 8, 2021

by admin August 8, 2021

The Best Male Birthday Gift Ideas . Birthday Gifts If you’re when a special birthday reward, then…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 16 Year Old Girl

by admin July 29, 2021

by admin July 29, 2021

20 Best Birthday Gift Ideas for 16 Year Old Girl .If you’re soon after a unique birthday…
Birthday Gift Ideas
The 20 Best Ideas for 5 Year Old Little Girl Birthday Gift Ideas

by admin July 11, 2021

by admin July 11, 2021

The 20 Best Ideas for 5 Year Old Little Girl Birthday Gift Ideas . So, listed here…
Birthday Gift Ideas
The Best Gift Ideas Birthday

by admin June 23, 2021

by admin June 23, 2021

The Best Gift Ideas Birthday . So, if yourself are shifting all through that dilemma of what…
Birthday Gift Ideas
20 Best Ideas 16th Birthday Gift Ideas for son

by admin June 15, 2021

by admin June 15, 2021

20 Best Ideas 16th Birthday Gift Ideas for son . Pick out from our broad range of…
Birthday Gift Ideas
The top 20 Ideas About Cute Birthday Gift Ideas for Best Friend

by admin June 11, 2021

by admin June 11, 2021

The top 20 Ideas About Cute Birthday Gift Ideas for Best Friend . So, in this article…
Birthday Gift Ideas
Top 20 18th Birthday Gift Ideas for Best Friend

by admin June 10, 2021

by admin June 10, 2021

Top 20 18th Birthday Gift Ideas for Best Friend . Come to a decision in opposition to…
Birthday Gift Ideas
20 Best Cute Birthday Gift Ideas for Girlfriend

by admin June 7, 2021

by admin June 7, 2021

20 Best Cute Birthday Gift Ideas for Girlfriend . Birthday Gifts If you’re once a unique birthday…
Birthday Gift Ideas
The top 20 Ideas About 40th Birthday Gift Ideas for Men

by admin May 22, 2021

by admin May 22, 2021

The top 20 Ideas About 40th Birthday Gift Ideas for Men . So, if on your own…
Birthday Gift Ideas
20 Best Ideas 16th Birthday Gift Ideas for Best Friends

by admin May 20, 2021

by admin May 20, 2021

20 Best Ideas 16th Birthday Gift Ideas for Best Friends . So, if you are likely all…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?