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Best Gift Ideas

Fathers Day Gift Ideas
The 22 Best Ideas for 1st Father's Day Gift Ideas

by admin October 15, 2019

by admin October 15, 2019

The 22 Best Ideas for 1st Father&#039;s Day Gift Ideas .Father states he is easy-going as well…
Gift Ideas For Boyfriend
Top 25 Best Gift Ideas Boyfriend

by admin October 15, 2019

by admin October 15, 2019

Top 25 Best Gift Ideas Boyfriend .If your guy’s in need of an awesome, thoughtful present quickly,…
Gift Ideas For Girlfriend
Best 35 Going Away Gift Ideas for Girlfriend

by admin October 15, 2019

by admin October 15, 2019

Best 35 Going Away Gift Ideas for Girlfriend . Make your next gift the finest gift for…
Wedding Gift Ideas
Best 20 Wedding Gift Ideas for Dad

by admin October 15, 2019

by admin October 15, 2019

Best 20 Wedding Gift Ideas for Dad . And then naturally, there are just the Fun and…
Gift Ideas For Couples
20 Best Gift Ideas for Elderly Couple

by admin October 15, 2019

by admin October 15, 2019

20 Best Gift Ideas for Elderly Couple .Locating presents for couples is a cinch when you have…
Gift Ideas For Boyfriend
25 Best Ideas Boyfriend Gift Ideas Birthday

by admin October 14, 2019

by admin October 14, 2019

25 Best Ideas Boyfriend Gift Ideas Birthday .Perhaps his last gift to you was a loser and…
Gift Ideas For Girlfriend
35 Ideas for Reddit Gift Ideas Girlfriend

by admin October 13, 2019

by admin October 13, 2019

35 Ideas for Reddit Gift Ideas Girlfriend . Make your following gift the ideal gift for your…
Gift Ideas For Boyfriend
25 Best Ideas Cute Gift Wrapping Ideas for Boyfriend

by admin October 13, 2019

by admin October 13, 2019

25 Best Ideas Cute Gift Wrapping Ideas for Boyfriend . If you are the smart or DIY…
Gift Ideas For Boyfriend
25 Ideas for Ideas for Valentine Gift for Boyfriend

by admin October 13, 2019

by admin October 13, 2019

25 Ideas for Ideas for Valentine Gift for Boyfriend . If you are the crafty or DIY…
Valentines Day Gift Ideas
35 Of the Best Ideas for New Relationship Valentines Gift Ideas

by admin October 13, 2019

by admin October 13, 2019

35 Of the Best Ideas for New Relationship Valentines Gift Ideas .Store from these thoughtful as well…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?