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Best Gift Ideas

Anniversary Gift Ideas
20 Best 7 Yr Anniversary Gift Ideas

by admin November 3, 2019

by admin November 3, 2019

20 Best 7 Yr Anniversary Gift Ideas .You like your spouse and you dislike them in some…
Gift Ideas For Boyfriend
25 Best Ideas Gift Ideas for Military Boyfriend

by admin November 3, 2019

by admin November 3, 2019

25 Best Ideas Gift Ideas for Military Boyfriend .If your guy’s seeking an amazing, thoughtful present quickly,…
Gift Ideas For Girlfriend
Top 35 Girlfriends Birthday Gift Ideas

by admin November 2, 2019

by admin November 2, 2019

Top 35 Girlfriends Birthday Gift Ideas . Make your following gift the best gift for your partner.…
Anniversary Gift Ideas
20 Best 7th Year Anniversary Gift Ideas

by admin November 2, 2019

by admin November 2, 2019

20 Best 7th Year Anniversary Gift Ideas .On this day, you understand what a gift it was…
Anniversary Gift Ideas
The top 20 Ideas About 15th Anniversary Gift Ideas for Him

by admin November 2, 2019

by admin November 2, 2019

The top 20 Ideas About 15th Anniversary Gift Ideas for Him .Please your precious spouse by gifting…
Fathers Day Gift Ideas
Best 22 Fathers Day Gift Ideas Diy

by admin November 1, 2019

by admin November 1, 2019

Best 22 Fathers Day Gift Ideas Diy .Father claims he is easy-going and wants for absolutely nothing,…
Anniversary Gift Ideas
The 20 Best Ideas for Second Anniversary Cotton Gift Ideas

by admin November 1, 2019

by admin November 1, 2019

The 20 Best Ideas for Second Anniversary Cotton Gift Ideas .Please your cherished partner by gifting a…
Anniversary Gift Ideas
20 Best 12th Anniversary Gift Ideas for Him

by admin November 1, 2019

by admin November 1, 2019

20 Best 12th Anniversary Gift Ideas for Him .Please your beloved spouse by gifting a gorgeous customized…
Gift Ideas For Boyfriend
The 25 Best Ideas for Gift Ideas for Boyfriend Valentines Day

by admin November 1, 2019

by admin November 1, 2019

The 25 Best Ideas for Gift Ideas for Boyfriend Valentines Day . Has your sweetie been additional…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Surprise Gift Ideas for Girlfriend

by admin October 31, 2019

by admin October 31, 2019

35 Of the Best Ideas for Surprise Gift Ideas for Girlfriend . Make your next gift the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?