Category:

Best Gift Ideas

Birthday Gift Inspirations
Best 24 Homemade Birthday Gifts for Best Friend

by admin November 5, 2019

by admin November 5, 2019

Best 24 Homemade Birthday Gifts for Best Friend .How to Select the Perfect Birthday GiftYes, we know.…
Anniversary Gift Ideas
Best 20 Anniversary Gift Basket Ideas

by admin November 5, 2019

by admin November 5, 2019

Best 20 Anniversary Gift Basket Ideas .Please your beloved spouse by gifting a stunning individualized cake including…
Gift Ideas For Boyfriend
Best 25 Expensive Gift Ideas for Boyfriend

by admin November 5, 2019

by admin November 5, 2019

Best 25 Expensive Gift Ideas for Boyfriend .If your man’s looking for an outstanding, thoughtful present quickly,…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Good Gift Ideas for My Girlfriend

by admin November 4, 2019

by admin November 4, 2019

35 Of the Best Ideas for Good Gift Ideas for My Girlfriend . Make your following gift…
Anniversary Gift Ideas
Top 20 6 Year Anniversary Gift Ideas

by admin November 4, 2019

by admin November 4, 2019

Top 20 6 Year Anniversary Gift Ideas .Please your cherished partner by gifting an attractive tailored cake…
Anniversary Gift Ideas
20 Of the Best Ideas for Gift Ideas for 10 Year Anniversary

by admin November 4, 2019

by admin November 4, 2019

20 Of the Best Ideas for Gift Ideas for 10 Year Anniversary .Please your cherished spouse by…
Anniversary Gift Ideas
20 Best Ideas Six Years Anniversary Gift Ideas

by admin November 4, 2019

by admin November 4, 2019

20 Best Ideas Six Years Anniversary Gift Ideas .Please your beloved partner by gifting an attractive personalized…
Holiday Gift Ideas
22 Of the Best Ideas for Holiday Gift Ideas for Teens

by admin November 4, 2019

by admin November 4, 2019

22 Of the Best Ideas for Holiday Gift Ideas for Teens .Our yearly gift guides intend to…
Gift Ideas For Couples
The top 20 Ideas About Wedding Gift Ideas for Couples Living together

by admin November 3, 2019

by admin November 3, 2019

The top 20 Ideas About Wedding Gift Ideas for Couples Living together .Locating presents for couples is…
Gift Ideas For Girlfriend
35 Best One Year Gift Ideas for Girlfriend

by admin November 3, 2019

by admin November 3, 2019

35 Best One Year Gift Ideas for Girlfriend .It doesn t have to be a birthday, wedding…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?